▼ 0.50% · 3.625%
HK$18,473
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,047
−HK$584/mo
Today · 4.125%
HK$19,631
baseline
▲ 0.50% · 4.625%
HK$20,825
+HK$1,194/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,262/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,551
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,102
−HK$559/mo
Today · 4.125%
HK$21,661
baseline
▲ 0.50% · 4.625%
HK$22,803
+HK$1,142/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,322/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,320
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,952
−HK$642/mo
Today · 4.125%
HK$21,594
baseline
▲ 0.50% · 4.625%
HK$22,908
+HK$1,314/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,188/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,606
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,212
−HK$615/mo
Today · 4.125%
HK$23,827
baseline
▲ 0.50% · 4.625%
HK$25,083
+HK$1,256/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,654/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,167
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,857
−HK$700/mo
Today · 4.125%
HK$23,557
baseline
▲ 0.50% · 4.625%
HK$24,991
+HK$1,434/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,114/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,661
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,322
−HK$671/mo
Today · 4.125%
HK$25,993
baseline
▲ 0.50% · 4.625%
HK$27,363
+HK$1,370/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,986/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,014
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,761
−HK$759/mo
Today · 4.125%
HK$25,520
baseline
▲ 0.50% · 4.625%
HK$27,073
+HK$1,553/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,040/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,716
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,432
−HK$727/mo
Today · 4.125%
HK$28,159
baseline
▲ 0.50% · 4.625%
HK$29,643
+HK$1,484/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,318/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,862
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,666
−HK$817/mo
Today · 4.125%
HK$27,483
baseline
▲ 0.50% · 4.625%
HK$29,156
+HK$1,673/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,966/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,771
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,542
−HK$783/mo
Today · 4.125%
HK$30,325
baseline
▲ 0.50% · 4.625%
HK$31,924
+HK$1,599/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,650/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,709
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,571
−HK$875/mo
Today · 4.125%
HK$29,446
baseline
▲ 0.50% · 4.625%
HK$31,238
+HK$1,792/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,892/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,826
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,653
−HK$838/mo
Today · 4.125%
HK$32,491
baseline
▲ 0.50% · 4.625%
HK$34,204
+HK$1,713/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$64,982/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,556
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,475
−HK$934/mo
Today · 4.125%
HK$31,409
baseline
▲ 0.50% · 4.625%
HK$33,321
+HK$1,912/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,818/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,881
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,763
−HK$894/mo
Today · 4.125%
HK$34,657
baseline
▲ 0.50% · 4.625%
HK$36,484
+HK$1,827/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,314/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,403
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,380
−HK$993/mo
Today · 4.125%
HK$33,373
baseline
▲ 0.50% · 4.625%
HK$35,403
+HK$2,030/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,746/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,936
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,873
−HK$950/mo
Today · 4.125%
HK$36,823
baseline
▲ 0.50% · 4.625%
HK$38,764
+HK$1,941/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,646/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,251
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,285
−HK$1,051/mo
Today · 4.125%
HK$35,336
baseline
▲ 0.50% · 4.625%
HK$37,486
+HK$2,150/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,672/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,991
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,983
−HK$1,006/mo
Today · 4.125%
HK$38,989
baseline
▲ 0.50% · 4.625%
HK$41,045
+HK$2,056/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,978/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,033 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).