▼ 0.50% · 3.625%
HK$21,362
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,026
−HK$676/mo
Today · 4.125%
HK$22,702
baseline
▲ 0.50% · 4.625%
HK$24,083
+HK$1,381/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,404/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,765
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,402
−HK$647/mo
Today · 4.125%
HK$25,049
baseline
▲ 0.50% · 4.625%
HK$26,369
+HK$1,320/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,098/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,498
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,229
−HK$743/mo
Today · 4.125%
HK$24,972
baseline
▲ 0.50% · 4.625%
HK$26,491
+HK$1,519/mo
Deposit HK$4.22M · loan HK$5.15M · min. income ≈ HK$49,944/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,142
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,843
−HK$711/mo
Today · 4.125%
HK$27,554
baseline
▲ 0.50% · 4.625%
HK$29,006
+HK$1,452/mo
Deposit HK$4.22M · loan HK$5.15M · min. income ≈ HK$55,108/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,634
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,432
−HK$810/mo
Today · 4.125%
HK$27,242
baseline
▲ 0.50% · 4.625%
HK$28,900
+HK$1,658/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,484/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,518
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,283
−HK$776/mo
Today · 4.125%
HK$30,059
baseline
▲ 0.50% · 4.625%
HK$31,643
+HK$1,584/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,118/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,771
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,634
−HK$878/mo
Today · 4.125%
HK$29,512
baseline
▲ 0.50% · 4.625%
HK$31,308
+HK$1,796/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,024/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,895
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,723
−HK$841/mo
Today · 4.125%
HK$32,564
baseline
▲ 0.50% · 4.625%
HK$34,280
+HK$1,716/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,128/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,907
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,837
−HK$945/mo
Today · 4.125%
HK$31,782
baseline
▲ 0.50% · 4.625%
HK$33,716
+HK$1,934/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,564/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,271
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,163
−HK$906/mo
Today · 4.125%
HK$35,069
baseline
▲ 0.50% · 4.625%
HK$36,917
+HK$1,848/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,138/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,043
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,040
−HK$1,012/mo
Today · 4.125%
HK$34,052
baseline
▲ 0.50% · 4.625%
HK$36,124
+HK$2,072/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$68,104/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,648
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,604
−HK$969/mo
Today · 4.125%
HK$37,573
baseline
▲ 0.50% · 4.625%
HK$39,554
+HK$1,981/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$75,146/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,179
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,242
−HK$1,081/mo
Today · 4.125%
HK$36,323
baseline
▲ 0.50% · 4.625%
HK$38,533
+HK$2,210/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,646/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,024
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,044
−HK$1,034/mo
Today · 4.125%
HK$40,078
baseline
▲ 0.50% · 4.625%
HK$42,191
+HK$2,113/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,156/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,315
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,445
−HK$1,148/mo
Today · 4.125%
HK$38,593
baseline
▲ 0.50% · 4.625%
HK$40,941
+HK$2,348/mo
Deposit HK$1.41M · loan HK$7.96M · min. income ≈ HK$77,186/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,401
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,484
−HK$1,099/mo
Today · 4.125%
HK$42,583
baseline
▲ 0.50% · 4.625%
HK$44,828
+HK$2,245/mo
Deposit HK$1.41M · loan HK$7.96M · min. income ≈ HK$85,166/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,452
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,648
−HK$1,215/mo
Today · 4.125%
HK$40,863
baseline
▲ 0.50% · 4.625%
HK$43,349
+HK$2,486/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$81,726/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,777
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,924
−HK$1,164/mo
Today · 4.125%
HK$45,088
baseline
▲ 0.50% · 4.625%
HK$47,465
+HK$2,377/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$90,176/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,825 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).