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At today's rate and a 90% mortgage, the deposit on this unit is about HK$630K, with repayments around HK$27,477/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$630K · loan HK$5.67M · min. income ≈ HK$54,954/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$164,930 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 42/F
- Flat
- E
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 735 ft²
- Efficiency
- 74%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-15 | HK$6.00M | −9.4% 4.0y · −2.0%/yr |
| 2020-08-04 | HK$6.62M | +13.2% 3.4y · 4.0%/yr |
| 2017-03-22 | HK$5.85M | +71.1% 6.0y · 12.0%/yr |
| 2011-03-24 | HK$3.42M | +45.5% |
| 2008-07-18 | HK$2.35M | +12.4% |
| 2007-07-11 | HK$2.09M | — |