▼ 0.50% · 3.625%
HK$21,786
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,464
−HK$689/mo
Today · 4.125%
HK$23,153
baseline
▲ 0.50% · 4.625%
HK$24,561
+HK$1,408/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,306/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,237
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,887
−HK$660/mo
Today · 4.125%
HK$25,547
baseline
▲ 0.50% · 4.625%
HK$26,893
+HK$1,346/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,094/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,965
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,710
−HK$758/mo
Today · 4.125%
HK$25,468
baseline
▲ 0.50% · 4.625%
HK$27,017
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,936/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,661
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,376
−HK$725/mo
Today · 4.125%
HK$28,101
baseline
▲ 0.50% · 4.625%
HK$29,582
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,202/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,144
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,957
−HK$826/mo
Today · 4.125%
HK$27,783
baseline
▲ 0.50% · 4.625%
HK$29,474
+HK$1,691/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,566/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,085
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,865
−HK$791/mo
Today · 4.125%
HK$30,656
baseline
▲ 0.50% · 4.625%
HK$32,272
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,312/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,322
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,203
−HK$895/mo
Today · 4.125%
HK$30,098
baseline
▲ 0.50% · 4.625%
HK$31,930
+HK$1,832/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,196/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,508
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,353
−HK$858/mo
Today · 4.125%
HK$33,211
baseline
▲ 0.50% · 4.625%
HK$34,961
+HK$1,750/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,422/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,501
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,450
−HK$964/mo
Today · 4.125%
HK$32,414
baseline
▲ 0.50% · 4.625%
HK$34,386
+HK$1,972/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,828/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,932
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,842
−HK$923/mo
Today · 4.125%
HK$35,765
baseline
▲ 0.50% · 4.625%
HK$37,650
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,530/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,680
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,696
−HK$1,033/mo
Today · 4.125%
HK$34,729
baseline
▲ 0.50% · 4.625%
HK$36,842
+HK$2,113/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,458/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,356
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,331
−HK$989/mo
Today · 4.125%
HK$38,320
baseline
▲ 0.50% · 4.625%
HK$40,340
+HK$2,020/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,640/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,858
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,942
−HK$1,102/mo
Today · 4.125%
HK$37,044
baseline
▲ 0.50% · 4.625%
HK$39,298
+HK$2,254/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,088/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,779
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,819
−HK$1,055/mo
Today · 4.125%
HK$40,874
baseline
▲ 0.50% · 4.625%
HK$43,029
+HK$2,155/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,748/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,037
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,189
−HK$1,170/mo
Today · 4.125%
HK$39,359
baseline
▲ 0.50% · 4.625%
HK$41,754
+HK$2,395/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,718/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,203
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,308
−HK$1,121/mo
Today · 4.125%
HK$43,429
baseline
▲ 0.50% · 4.625%
HK$45,718
+HK$2,289/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,858/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,215
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,435
−HK$1,240/mo
Today · 4.125%
HK$41,675
baseline
▲ 0.50% · 4.625%
HK$44,210
+HK$2,535/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$83,350/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,627
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,797
−HK$1,187/mo
Today · 4.125%
HK$45,984
baseline
▲ 0.50% · 4.625%
HK$48,408
+HK$2,424/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$91,968/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,435 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).