▼ 0.50% · 3.625%
HK$21,083
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,739
−HK$666/mo
Today · 4.125%
HK$22,405
baseline
▲ 0.50% · 4.625%
HK$23,768
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,810/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,454
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,084
−HK$638/mo
Today · 4.125%
HK$24,722
baseline
▲ 0.50% · 4.625%
HK$26,025
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,444/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,191
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,913
−HK$732/mo
Today · 4.125%
HK$24,645
baseline
▲ 0.50% · 4.625%
HK$26,145
+HK$1,500/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,290/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,800
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,492
−HK$702/mo
Today · 4.125%
HK$27,194
baseline
▲ 0.50% · 4.625%
HK$28,627
+HK$1,433/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,388/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,299
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,086
−HK$800/mo
Today · 4.125%
HK$26,886
baseline
▲ 0.50% · 4.625%
HK$28,522
+HK$1,636/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,772/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,145
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,900
−HK$766/mo
Today · 4.125%
HK$29,666
baseline
▲ 0.50% · 4.625%
HK$31,230
+HK$1,564/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,332/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,408
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,260
−HK$866/mo
Today · 4.125%
HK$29,126
baseline
▲ 0.50% · 4.625%
HK$30,899
+HK$1,773/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,252/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,491
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,309
−HK$829/mo
Today · 4.125%
HK$32,138
baseline
▲ 0.50% · 4.625%
HK$33,832
+HK$1,694/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,276/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,516
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,434
−HK$933/mo
Today · 4.125%
HK$31,367
baseline
▲ 0.50% · 4.625%
HK$33,276
+HK$1,909/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,734/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,836
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,717
−HK$893/mo
Today · 4.125%
HK$34,610
baseline
▲ 0.50% · 4.625%
HK$36,435
+HK$1,825/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,220/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,624
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,608
−HK$999/mo
Today · 4.125%
HK$33,607
baseline
▲ 0.50% · 4.625%
HK$35,652
+HK$2,045/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,214/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,182
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,125
−HK$957/mo
Today · 4.125%
HK$37,082
baseline
▲ 0.50% · 4.625%
HK$39,037
+HK$1,955/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,164/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,733
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,782
−HK$1,066/mo
Today · 4.125%
HK$35,848
baseline
▲ 0.50% · 4.625%
HK$38,029
+HK$2,181/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,696/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,527
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,534
−HK$1,021/mo
Today · 4.125%
HK$39,555
baseline
▲ 0.50% · 4.625%
HK$41,640
+HK$2,085/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,110/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,841
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,956
−HK$1,132/mo
Today · 4.125%
HK$38,088
baseline
▲ 0.50% · 4.625%
HK$40,406
+HK$2,318/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,176/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,873
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,942
−HK$1,085/mo
Today · 4.125%
HK$42,027
baseline
▲ 0.50% · 4.625%
HK$44,242
+HK$2,215/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,054/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,949
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,130
−HK$1,199/mo
Today · 4.125%
HK$40,329
baseline
▲ 0.50% · 4.625%
HK$42,783
+HK$2,454/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$80,658/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,218
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,350
−HK$1,149/mo
Today · 4.125%
HK$44,499
baseline
▲ 0.50% · 4.625%
HK$46,845
+HK$2,346/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$88,998/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,584 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).