▼ 0.50% · 3.625%
HK$17,596
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,143
−HK$557/mo
Today · 4.125%
HK$18,700
baseline
▲ 0.50% · 4.625%
HK$19,837
+HK$1,137/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,400/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,576
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,101
−HK$532/mo
Today · 4.125%
HK$20,633
baseline
▲ 0.50% · 4.625%
HK$21,721
+HK$1,088/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,266/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,356
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,958
−HK$612/mo
Today · 4.125%
HK$20,570
baseline
▲ 0.50% · 4.625%
HK$21,821
+HK$1,251/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,140/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,533
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,111
−HK$585/mo
Today · 4.125%
HK$22,696
baseline
▲ 0.50% · 4.625%
HK$23,893
+HK$1,197/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,392/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,115
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,772
−HK$667/mo
Today · 4.125%
HK$22,439
baseline
▲ 0.50% · 4.625%
HK$23,805
+HK$1,366/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,878/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,491
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,121
−HK$639/mo
Today · 4.125%
HK$24,760
baseline
▲ 0.50% · 4.625%
HK$26,065
+HK$1,305/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,520/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,875
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,587
−HK$722/mo
Today · 4.125%
HK$24,309
baseline
▲ 0.50% · 4.625%
HK$25,789
+HK$1,480/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$48,618/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,448
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,131
−HK$692/mo
Today · 4.125%
HK$26,823
baseline
▲ 0.50% · 4.625%
HK$28,237
+HK$1,414/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$53,646/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,635
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,401
−HK$778/mo
Today · 4.125%
HK$26,179
baseline
▲ 0.50% · 4.625%
HK$27,772
+HK$1,593/mo
Deposit HK$2.32M · loan HK$5.40M · min. income ≈ HK$52,358/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,406
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,141
−HK$745/mo
Today · 4.125%
HK$28,886
baseline
▲ 0.50% · 4.625%
HK$30,409
+HK$1,523/mo
Deposit HK$2.32M · loan HK$5.40M · min. income ≈ HK$57,772/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,394
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,215
−HK$834/mo
Today · 4.125%
HK$28,049
baseline
▲ 0.50% · 4.625%
HK$29,756
+HK$1,707/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$56,098/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,363
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,151
−HK$799/mo
Today · 4.125%
HK$30,950
baseline
▲ 0.50% · 4.625%
HK$32,581
+HK$1,631/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$61,900/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,154
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,030
−HK$889/mo
Today · 4.125%
HK$29,919
baseline
▲ 0.50% · 4.625%
HK$31,740
+HK$1,821/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$59,838/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,321
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,161
−HK$852/mo
Today · 4.125%
HK$33,013
baseline
▲ 0.50% · 4.625%
HK$34,753
+HK$1,740/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$66,026/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,913
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,844
−HK$945/mo
Today · 4.125%
HK$31,789
baseline
▲ 0.50% · 4.625%
HK$33,724
+HK$1,935/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$63,578/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,278
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,171
−HK$905/mo
Today · 4.125%
HK$35,076
baseline
▲ 0.50% · 4.625%
HK$36,925
+HK$1,849/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$70,152/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,673
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,658
−HK$1,001/mo
Today · 4.125%
HK$33,659
baseline
▲ 0.50% · 4.625%
HK$35,707
+HK$2,048/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$67,318/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,236
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,181
−HK$959/mo
Today · 4.125%
HK$37,140
baseline
▲ 0.50% · 4.625%
HK$39,097
+HK$1,957/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$74,280/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,503 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).