▼ 0.50% · 3.625%
HK$21,676
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,350
−HK$685/mo
Today · 4.125%
HK$23,035
baseline
▲ 0.50% · 4.625%
HK$24,437
+HK$1,402/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,070/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,114
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,761
−HK$656/mo
Today · 4.125%
HK$25,417
baseline
▲ 0.50% · 4.625%
HK$26,757
+HK$1,340/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,834/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,843
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,585
−HK$754/mo
Today · 4.125%
HK$25,339
baseline
▲ 0.50% · 4.625%
HK$26,880
+HK$1,541/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,678/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,525
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,237
−HK$722/mo
Today · 4.125%
HK$27,959
baseline
▲ 0.50% · 4.625%
HK$29,432
+HK$1,473/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,918/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,011
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,820
−HK$822/mo
Today · 4.125%
HK$27,642
baseline
▲ 0.50% · 4.625%
HK$29,324
+HK$1,682/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,284/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,937
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,713
−HK$787/mo
Today · 4.125%
HK$30,500
baseline
▲ 0.50% · 4.625%
HK$32,108
+HK$1,608/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$61,000/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,179
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,055
−HK$891/mo
Today · 4.125%
HK$29,946
baseline
▲ 0.50% · 4.625%
HK$31,768
+HK$1,822/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,892/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,348
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,189
−HK$853/mo
Today · 4.125%
HK$33,042
baseline
▲ 0.50% · 4.625%
HK$34,784
+HK$1,742/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,084/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,346
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,290
−HK$959/mo
Today · 4.125%
HK$32,249
baseline
▲ 0.50% · 4.625%
HK$34,211
+HK$1,962/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,498/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,760
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,665
−HK$919/mo
Today · 4.125%
HK$35,584
baseline
▲ 0.50% · 4.625%
HK$37,459
+HK$1,875/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,168/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,514
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,525
−HK$1,028/mo
Today · 4.125%
HK$34,553
baseline
▲ 0.50% · 4.625%
HK$36,655
+HK$2,102/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,106/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,171
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,141
−HK$984/mo
Today · 4.125%
HK$38,125
baseline
▲ 0.50% · 4.625%
HK$40,135
+HK$2,010/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,250/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,681
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,760
−HK$1,096/mo
Today · 4.125%
HK$36,856
baseline
▲ 0.50% · 4.625%
HK$39,099
+HK$2,243/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,712/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,583
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,617
−HK$1,050/mo
Today · 4.125%
HK$40,667
baseline
▲ 0.50% · 4.625%
HK$42,811
+HK$2,144/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,334/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,849
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,995
−HK$1,165/mo
Today · 4.125%
HK$39,160
baseline
▲ 0.50% · 4.625%
HK$41,542
+HK$2,382/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,320/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,994
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,093
−HK$1,116/mo
Today · 4.125%
HK$43,209
baseline
▲ 0.50% · 4.625%
HK$45,486
+HK$2,277/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,418/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,016
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,230
−HK$1,233/mo
Today · 4.125%
HK$41,463
baseline
▲ 0.50% · 4.625%
HK$43,986
+HK$2,523/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,926/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,405
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,569
−HK$1,181/mo
Today · 4.125%
HK$45,750
baseline
▲ 0.50% · 4.625%
HK$48,162
+HK$2,412/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,500/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,585 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).