▼ 0.50% · 3.625%
HK$14,536
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,988
−HK$460/mo
Today · 4.125%
HK$15,448
baseline
▲ 0.50% · 4.625%
HK$16,388
+HK$940/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,896/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,171
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,605
−HK$440/mo
Today · 4.125%
HK$17,045
baseline
▲ 0.50% · 4.625%
HK$17,944
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,090/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,990
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,487
−HK$506/mo
Today · 4.125%
HK$16,993
baseline
▲ 0.50% · 4.625%
HK$18,026
+HK$1,033/mo
Deposit HK$2.87M · loan HK$3.51M · min. income ≈ HK$33,986/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,789
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,266
−HK$484/mo
Today · 4.125%
HK$18,750
baseline
▲ 0.50% · 4.625%
HK$19,738
+HK$988/mo
Deposit HK$2.87M · loan HK$3.51M · min. income ≈ HK$37,500/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,443
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,986
−HK$551/mo
Today · 4.125%
HK$18,537
baseline
▲ 0.50% · 4.625%
HK$19,665
+HK$1,128/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$37,074/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,406
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,926
−HK$528/mo
Today · 4.125%
HK$20,454
baseline
▲ 0.50% · 4.625%
HK$21,532
+HK$1,078/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$40,908/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,897
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,485
−HK$597/mo
Today · 4.125%
HK$20,082
baseline
▲ 0.50% · 4.625%
HK$21,304
+HK$1,222/mo
Deposit HK$2.23M · loan HK$4.14M · min. income ≈ HK$40,164/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,023
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,587
−HK$572/mo
Today · 4.125%
HK$22,159
baseline
▲ 0.50% · 4.625%
HK$23,327
+HK$1,168/mo
Deposit HK$2.23M · loan HK$4.14M · min. income ≈ HK$44,318/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,351
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,984
−HK$643/mo
Today · 4.125%
HK$21,627
baseline
▲ 0.50% · 4.625%
HK$22,943
+HK$1,316/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,254/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,640
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,247
−HK$616/mo
Today · 4.125%
HK$23,863
baseline
▲ 0.50% · 4.625%
HK$25,121
+HK$1,258/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,726/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,804
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,483
−HK$689/mo
Today · 4.125%
HK$23,172
baseline
▲ 0.50% · 4.625%
HK$24,582
+HK$1,410/mo
Deposit HK$1.59M · loan HK$4.78M · min. income ≈ HK$46,344/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,257
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,908
−HK$660/mo
Today · 4.125%
HK$25,568
baseline
▲ 0.50% · 4.625%
HK$26,915
+HK$1,347/mo
Deposit HK$1.59M · loan HK$4.78M · min. income ≈ HK$51,136/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,258
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,981
−HK$735/mo
Today · 4.125%
HK$24,716
baseline
▲ 0.50% · 4.625%
HK$26,220
+HK$1,504/mo
Deposit HK$1.27M · loan HK$5.10M · min. income ≈ HK$49,432/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,874
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,568
−HK$704/mo
Today · 4.125%
HK$27,272
baseline
▲ 0.50% · 4.625%
HK$28,710
+HK$1,438/mo
Deposit HK$1.27M · loan HK$5.10M · min. income ≈ HK$54,544/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,712
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,480
−HK$781/mo
Today · 4.125%
HK$26,261
baseline
▲ 0.50% · 4.625%
HK$27,859
+HK$1,598/mo
Deposit HK$956K · loan HK$5.42M · min. income ≈ HK$52,522/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,491
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,229
−HK$748/mo
Today · 4.125%
HK$28,977
baseline
▲ 0.50% · 4.625%
HK$30,504
+HK$1,527/mo
Deposit HK$956K · loan HK$5.42M · min. income ≈ HK$57,954/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,165
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,979
−HK$827/mo
Today · 4.125%
HK$27,806
baseline
▲ 0.50% · 4.625%
HK$29,498
+HK$1,692/mo
Deposit HK$637K · loan HK$5.74M · min. income ≈ HK$55,612/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,109
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,889
−HK$792/mo
Today · 4.125%
HK$30,681
baseline
▲ 0.50% · 4.625%
HK$32,298
+HK$1,617/mo
Deposit HK$637K · loan HK$5.74M · min. income ≈ HK$61,362/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$172,482 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).