▼ 0.50% · 3.625%
HK$16,780
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,302
−HK$530/mo
Today · 4.125%
HK$17,832
baseline
▲ 0.50% · 4.625%
HK$18,918
+HK$1,086/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,664/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,668
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,168
−HK$508/mo
Today · 4.125%
HK$19,676
baseline
▲ 0.50% · 4.625%
HK$20,714
+HK$1,038/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,352/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,458
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,032
−HK$584/mo
Today · 4.125%
HK$19,616
baseline
▲ 0.50% · 4.625%
HK$20,809
+HK$1,193/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$39,232/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,535
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,085
−HK$559/mo
Today · 4.125%
HK$21,644
baseline
▲ 0.50% · 4.625%
HK$22,785
+HK$1,141/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$43,288/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,136
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,763
−HK$636/mo
Today · 4.125%
HK$21,399
baseline
▲ 0.50% · 4.625%
HK$22,701
+HK$1,302/mo
Deposit HK$2.94M · loan HK$4.42M · min. income ≈ HK$42,798/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,401
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,002
−HK$610/mo
Today · 4.125%
HK$23,612
baseline
▲ 0.50% · 4.625%
HK$24,856
+HK$1,244/mo
Deposit HK$2.94M · loan HK$4.42M · min. income ≈ HK$47,224/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,814
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,493
−HK$689/mo
Today · 4.125%
HK$23,182
baseline
▲ 0.50% · 4.625%
HK$24,593
+HK$1,411/mo
Deposit HK$2.58M · loan HK$4.78M · min. income ≈ HK$46,364/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,268
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,919
−HK$660/mo
Today · 4.125%
HK$25,579
baseline
▲ 0.50% · 4.625%
HK$26,928
+HK$1,349/mo
Deposit HK$2.58M · loan HK$4.78M · min. income ≈ HK$51,158/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,492
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,223
−HK$742/mo
Today · 4.125%
HK$24,965
baseline
▲ 0.50% · 4.625%
HK$26,485
+HK$1,520/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,930/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,135
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,836
−HK$711/mo
Today · 4.125%
HK$27,547
baseline
▲ 0.50% · 4.625%
HK$28,999
+HK$1,452/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,094/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,170
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,953
−HK$796/mo
Today · 4.125%
HK$26,749
baseline
▲ 0.50% · 4.625%
HK$28,376
+HK$1,627/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$53,498/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,002
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,753
−HK$762/mo
Today · 4.125%
HK$29,515
baseline
▲ 0.50% · 4.625%
HK$31,070
+HK$1,555/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$59,030/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,848
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,684
−HK$848/mo
Today · 4.125%
HK$28,532
baseline
▲ 0.50% · 4.625%
HK$30,268
+HK$1,736/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$57,064/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,869
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,670
−HK$812/mo
Today · 4.125%
HK$31,482
baseline
▲ 0.50% · 4.625%
HK$33,142
+HK$1,660/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$62,964/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,526
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,414
−HK$901/mo
Today · 4.125%
HK$30,315
baseline
▲ 0.50% · 4.625%
HK$32,160
+HK$1,845/mo
Deposit HK$1.10M · loan HK$6.26M · min. income ≈ HK$60,630/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,735
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,586
−HK$864/mo
Today · 4.125%
HK$33,450
baseline
▲ 0.50% · 4.625%
HK$35,213
+HK$1,763/mo
Deposit HK$1.10M · loan HK$6.26M · min. income ≈ HK$66,900/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,204
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,144
−HK$954/mo
Today · 4.125%
HK$32,098
baseline
▲ 0.50% · 4.625%
HK$34,052
+HK$1,954/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$64,196/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,602
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,503
−HK$915/mo
Today · 4.125%
HK$35,418
baseline
▲ 0.50% · 4.625%
HK$37,284
+HK$1,866/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$70,836/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,768 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).