▼ 0.50% · 3.625%
HK$21,257
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,919
−HK$671/mo
Today · 4.125%
HK$22,590
baseline
▲ 0.50% · 4.625%
HK$23,965
+HK$1,375/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,180/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,649
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,283
−HK$643/mo
Today · 4.125%
HK$24,926
baseline
▲ 0.50% · 4.625%
HK$26,240
+HK$1,314/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,852/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,383
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,110
−HK$739/mo
Today · 4.125%
HK$24,849
baseline
▲ 0.50% · 4.625%
HK$26,361
+HK$1,512/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,698/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,013
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,711
−HK$708/mo
Today · 4.125%
HK$27,419
baseline
▲ 0.50% · 4.625%
HK$28,864
+HK$1,445/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,838/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,509
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,302
−HK$806/mo
Today · 4.125%
HK$27,108
baseline
▲ 0.50% · 4.625%
HK$28,758
+HK$1,650/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,216/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,378
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,139
−HK$773/mo
Today · 4.125%
HK$29,912
baseline
▲ 0.50% · 4.625%
HK$31,488
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,824/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,635
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,494
−HK$873/mo
Today · 4.125%
HK$29,367
baseline
▲ 0.50% · 4.625%
HK$31,154
+HK$1,787/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,734/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,743
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,568
−HK$836/mo
Today · 4.125%
HK$32,404
baseline
▲ 0.50% · 4.625%
HK$34,112
+HK$1,708/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,808/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,760
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,686
−HK$941/mo
Today · 4.125%
HK$31,627
baseline
▲ 0.50% · 4.625%
HK$33,551
+HK$1,924/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,254/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,108
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,996
−HK$901/mo
Today · 4.125%
HK$34,897
baseline
▲ 0.50% · 4.625%
HK$36,736
+HK$1,839/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,794/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,886
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,878
−HK$1,008/mo
Today · 4.125%
HK$33,886
baseline
▲ 0.50% · 4.625%
HK$35,947
+HK$2,061/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,772/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,473
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,424
−HK$965/mo
Today · 4.125%
HK$37,389
baseline
▲ 0.50% · 4.625%
HK$39,360
+HK$1,971/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,778/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,012
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,070
−HK$1,075/mo
Today · 4.125%
HK$36,145
baseline
▲ 0.50% · 4.625%
HK$38,344
+HK$2,199/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$72,290/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,838
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,853
−HK$1,029/mo
Today · 4.125%
HK$39,882
baseline
▲ 0.50% · 4.625%
HK$41,984
+HK$2,102/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$79,764/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,138
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,262
−HK$1,142/mo
Today · 4.125%
HK$38,404
baseline
▲ 0.50% · 4.625%
HK$40,740
+HK$2,336/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,808/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,203
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,281
−HK$1,094/mo
Today · 4.125%
HK$42,375
baseline
▲ 0.50% · 4.625%
HK$44,608
+HK$2,233/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,750/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,263
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,453
−HK$1,210/mo
Today · 4.125%
HK$40,663
baseline
▲ 0.50% · 4.625%
HK$43,137
+HK$2,474/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,326/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,567
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,709
−HK$1,158/mo
Today · 4.125%
HK$44,867
baseline
▲ 0.50% · 4.625%
HK$47,232
+HK$2,365/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,734/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,236 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).