▼ 0.50% · 3.625%
HK$21,675
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,349
−HK$685/mo
Today · 4.125%
HK$23,034
baseline
▲ 0.50% · 4.625%
HK$24,436
+HK$1,402/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,068/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,113
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,760
−HK$656/mo
Today · 4.125%
HK$25,416
baseline
▲ 0.50% · 4.625%
HK$26,756
+HK$1,340/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,832/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,843
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,584
−HK$754/mo
Today · 4.125%
HK$25,338
baseline
▲ 0.50% · 4.625%
HK$26,880
+HK$1,542/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,676/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,525
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,236
−HK$722/mo
Today · 4.125%
HK$27,958
baseline
▲ 0.50% · 4.625%
HK$29,431
+HK$1,473/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,916/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,010
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,819
−HK$822/mo
Today · 4.125%
HK$27,641
baseline
▲ 0.50% · 4.625%
HK$29,323
+HK$1,682/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,282/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,936
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,712
−HK$787/mo
Today · 4.125%
HK$30,499
baseline
▲ 0.50% · 4.625%
HK$32,107
+HK$1,608/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,998/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,178
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,054
−HK$891/mo
Today · 4.125%
HK$29,945
baseline
▲ 0.50% · 4.625%
HK$31,767
+HK$1,822/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,890/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,347
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,188
−HK$853/mo
Today · 4.125%
HK$33,041
baseline
▲ 0.50% · 4.625%
HK$34,783
+HK$1,742/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,082/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,345
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,289
−HK$959/mo
Today · 4.125%
HK$32,248
baseline
▲ 0.50% · 4.625%
HK$34,210
+HK$1,962/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,496/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,759
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,664
−HK$919/mo
Today · 4.125%
HK$35,583
baseline
▲ 0.50% · 4.625%
HK$37,458
+HK$1,875/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,166/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,513
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,524
−HK$1,028/mo
Today · 4.125%
HK$34,552
baseline
▲ 0.50% · 4.625%
HK$36,654
+HK$2,102/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,104/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,170
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,140
−HK$984/mo
Today · 4.125%
HK$38,124
baseline
▲ 0.50% · 4.625%
HK$40,134
+HK$2,010/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,248/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,680
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,759
−HK$1,096/mo
Today · 4.125%
HK$36,855
baseline
▲ 0.50% · 4.625%
HK$39,098
+HK$2,243/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,710/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,581
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,616
−HK$1,050/mo
Today · 4.125%
HK$40,666
baseline
▲ 0.50% · 4.625%
HK$42,809
+HK$2,143/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,332/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,848
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,994
−HK$1,164/mo
Today · 4.125%
HK$39,158
baseline
▲ 0.50% · 4.625%
HK$41,541
+HK$2,383/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,316/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,993
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,092
−HK$1,115/mo
Today · 4.125%
HK$43,207
baseline
▲ 0.50% · 4.625%
HK$45,485
+HK$2,278/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,414/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,015
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,229
−HK$1,233/mo
Today · 4.125%
HK$41,462
baseline
▲ 0.50% · 4.625%
HK$43,985
+HK$2,523/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,924/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,404
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,568
−HK$1,181/mo
Today · 4.125%
HK$45,749
baseline
▲ 0.50% · 4.625%
HK$48,161
+HK$2,412/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,498/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,558 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).