▼ 0.50% · 3.625%
HK$21,228
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,888
−HK$671/mo
Today · 4.125%
HK$22,559
baseline
▲ 0.50% · 4.625%
HK$23,932
+HK$1,373/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,118/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,616
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,249
−HK$643/mo
Today · 4.125%
HK$24,892
baseline
▲ 0.50% · 4.625%
HK$26,204
+HK$1,312/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,784/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,351
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,077
−HK$738/mo
Today · 4.125%
HK$24,815
baseline
▲ 0.50% · 4.625%
HK$26,325
+HK$1,510/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,630/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,978
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,674
−HK$707/mo
Today · 4.125%
HK$27,381
baseline
▲ 0.50% · 4.625%
HK$28,824
+HK$1,443/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,762/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,474
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,266
−HK$805/mo
Today · 4.125%
HK$27,071
baseline
▲ 0.50% · 4.625%
HK$28,718
+HK$1,647/mo
Deposit HK$3.72M · loan HK$5.59M · min. income ≈ HK$54,142/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,339
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,099
−HK$771/mo
Today · 4.125%
HK$29,870
baseline
▲ 0.50% · 4.625%
HK$31,445
+HK$1,575/mo
Deposit HK$3.72M · loan HK$5.59M · min. income ≈ HK$59,740/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,596
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,455
−HK$872/mo
Today · 4.125%
HK$29,327
baseline
▲ 0.50% · 4.625%
HK$31,112
+HK$1,785/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,654/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,701
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,524
−HK$835/mo
Today · 4.125%
HK$32,359
baseline
▲ 0.50% · 4.625%
HK$34,065
+HK$1,706/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,718/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,719
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,644
−HK$939/mo
Today · 4.125%
HK$31,583
baseline
▲ 0.50% · 4.625%
HK$33,505
+HK$1,922/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,166/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,062
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,949
−HK$900/mo
Today · 4.125%
HK$34,849
baseline
▲ 0.50% · 4.625%
HK$36,686
+HK$1,837/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,698/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,842
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,833
−HK$1,006/mo
Today · 4.125%
HK$33,839
baseline
▲ 0.50% · 4.625%
HK$35,898
+HK$2,059/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,678/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,424
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,374
−HK$964/mo
Today · 4.125%
HK$37,338
baseline
▲ 0.50% · 4.625%
HK$39,306
+HK$1,968/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,676/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,965
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,021
−HK$1,074/mo
Today · 4.125%
HK$36,095
baseline
▲ 0.50% · 4.625%
HK$38,291
+HK$2,196/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$72,190/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,786
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,799
−HK$1,028/mo
Today · 4.125%
HK$39,827
baseline
▲ 0.50% · 4.625%
HK$41,926
+HK$2,099/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$79,654/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,088
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,210
−HK$1,141/mo
Today · 4.125%
HK$38,351
baseline
▲ 0.50% · 4.625%
HK$40,684
+HK$2,333/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,702/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,147
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,224
−HK$1,092/mo
Today · 4.125%
HK$42,316
baseline
▲ 0.50% · 4.625%
HK$44,547
+HK$2,231/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,632/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,211
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,399
−HK$1,208/mo
Today · 4.125%
HK$40,607
baseline
▲ 0.50% · 4.625%
HK$43,077
+HK$2,470/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$81,214/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,509
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,649
−HK$1,156/mo
Today · 4.125%
HK$44,805
baseline
▲ 0.50% · 4.625%
HK$47,167
+HK$2,362/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$89,610/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,952 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).