▼ 0.50% · 3.625%
HK$19,164
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,760
−HK$605/mo
Today · 4.125%
HK$20,365
baseline
▲ 0.50% · 4.625%
HK$21,604
+HK$1,239/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,730/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,319
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,891
−HK$580/mo
Today · 4.125%
HK$22,471
baseline
▲ 0.50% · 4.625%
HK$23,656
+HK$1,185/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,942/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,080
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,736
−HK$666/mo
Today · 4.125%
HK$22,402
baseline
▲ 0.50% · 4.625%
HK$23,765
+HK$1,363/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,804/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,451
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,080
−HK$638/mo
Today · 4.125%
HK$24,718
baseline
▲ 0.50% · 4.625%
HK$26,021
+HK$1,303/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,436/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,996
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,712
−HK$726/mo
Today · 4.125%
HK$24,438
baseline
▲ 0.50% · 4.625%
HK$25,925
+HK$1,487/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,876/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,583
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,269
−HK$696/mo
Today · 4.125%
HK$26,965
baseline
▲ 0.50% · 4.625%
HK$28,387
+HK$1,422/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,930/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,913
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,688
−HK$787/mo
Today · 4.125%
HK$26,475
baseline
▲ 0.50% · 4.625%
HK$28,086
+HK$1,611/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,950/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,715
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,458
−HK$754/mo
Today · 4.125%
HK$29,212
baseline
▲ 0.50% · 4.625%
HK$30,752
+HK$1,540/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,424/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,829
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,663
−HK$848/mo
Today · 4.125%
HK$28,511
baseline
▲ 0.50% · 4.625%
HK$30,246
+HK$1,735/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$57,022/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,847
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,647
−HK$812/mo
Today · 4.125%
HK$31,459
baseline
▲ 0.50% · 4.625%
HK$33,118
+HK$1,659/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,918/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,745
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,639
−HK$909/mo
Today · 4.125%
HK$30,548
baseline
▲ 0.50% · 4.625%
HK$32,407
+HK$1,859/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,096/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,979
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,836
−HK$871/mo
Today · 4.125%
HK$33,707
baseline
▲ 0.50% · 4.625%
HK$35,483
+HK$1,776/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,414/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,662
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,615
−HK$969/mo
Today · 4.125%
HK$32,584
baseline
▲ 0.50% · 4.625%
HK$34,567
+HK$1,983/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,168/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,111
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,026
−HK$928/mo
Today · 4.125%
HK$35,954
baseline
▲ 0.50% · 4.625%
HK$37,849
+HK$1,895/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,908/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,578
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,591
−HK$1,030/mo
Today · 4.125%
HK$34,621
baseline
▲ 0.50% · 4.625%
HK$36,728
+HK$2,107/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,242/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,243
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,215
−HK$986/mo
Today · 4.125%
HK$38,201
baseline
▲ 0.50% · 4.625%
HK$40,214
+HK$2,013/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,402/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,494
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,567
−HK$1,090/mo
Today · 4.125%
HK$36,657
baseline
▲ 0.50% · 4.625%
HK$38,888
+HK$2,231/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,314/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,375
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,404
−HK$1,044/mo
Today · 4.125%
HK$40,448
baseline
▲ 0.50% · 4.625%
HK$42,580
+HK$2,132/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,896/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,124 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).