▼ 0.50% · 3.625%
HK$19,526
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,133
−HK$617/mo
Today · 4.125%
HK$20,750
baseline
▲ 0.50% · 4.625%
HK$22,013
+HK$1,263/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,500/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,722
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,305
−HK$591/mo
Today · 4.125%
HK$22,896
baseline
▲ 0.50% · 4.625%
HK$24,103
+HK$1,207/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,792/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,478
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,146
−HK$679/mo
Today · 4.125%
HK$22,825
baseline
▲ 0.50% · 4.625%
HK$24,214
+HK$1,389/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,650/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,894
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,535
−HK$650/mo
Today · 4.125%
HK$25,185
baseline
▲ 0.50% · 4.625%
HK$26,513
+HK$1,328/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,370/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,431
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,160
−HK$740/mo
Today · 4.125%
HK$24,900
baseline
▲ 0.50% · 4.625%
HK$26,415
+HK$1,515/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,800/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,067
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,766
−HK$709/mo
Today · 4.125%
HK$27,475
baseline
▲ 0.50% · 4.625%
HK$28,923
+HK$1,448/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,950/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,383
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,173
−HK$802/mo
Today · 4.125%
HK$26,975
baseline
▲ 0.50% · 4.625%
HK$28,617
+HK$1,642/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,950/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,239
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$28,996
−HK$769/mo
Today · 4.125%
HK$29,765
baseline
▲ 0.50% · 4.625%
HK$31,333
+HK$1,568/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,530/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,336
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,186
−HK$864/mo
Today · 4.125%
HK$29,050
baseline
▲ 0.50% · 4.625%
HK$30,818
+HK$1,768/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,100/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,411
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,227
−HK$827/mo
Today · 4.125%
HK$32,054
baseline
▲ 0.50% · 4.625%
HK$33,744
+HK$1,690/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,108/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,289
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,200
−HK$925/mo
Today · 4.125%
HK$31,125
baseline
▲ 0.50% · 4.625%
HK$33,019
+HK$1,894/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,250/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,583
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,457
−HK$887/mo
Today · 4.125%
HK$34,344
baseline
▲ 0.50% · 4.625%
HK$36,154
+HK$1,810/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,688/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,241
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,213
−HK$987/mo
Today · 4.125%
HK$33,200
baseline
▲ 0.50% · 4.625%
HK$35,220
+HK$2,020/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,400/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,756
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,688
−HK$945/mo
Today · 4.125%
HK$36,633
baseline
▲ 0.50% · 4.625%
HK$38,564
+HK$1,931/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,266/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,194
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,226
−HK$1,049/mo
Today · 4.125%
HK$35,275
baseline
▲ 0.50% · 4.625%
HK$37,422
+HK$2,147/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$70,550/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,928
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,918
−HK$1,005/mo
Today · 4.125%
HK$38,923
baseline
▲ 0.50% · 4.625%
HK$40,975
+HK$2,052/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$77,846/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,146
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,240
−HK$1,110/mo
Today · 4.125%
HK$37,350
baseline
▲ 0.50% · 4.625%
HK$39,623
+HK$2,273/mo
Deposit HK$856K · loan HK$7.71M · min. income ≈ HK$74,700/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,100
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,149
−HK$1,063/mo
Today · 4.125%
HK$41,212
baseline
▲ 0.50% · 4.625%
HK$43,385
+HK$2,173/mo
Deposit HK$856K · loan HK$7.71M · min. income ≈ HK$82,424/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,889 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).