▼ 0.50% · 3.625%
HK$15,107
−HK$947/mo
▼ 0.25% · 3.875%
HK$15,577
−HK$477/mo
Today · 4.125%
HK$16,054
baseline
▲ 0.50% · 4.625%
HK$17,031
+HK$977/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,108/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,806
−HK$908/mo
▼ 0.25% · 3.875%
HK$17,257
−HK$457/mo
Today · 4.125%
HK$17,714
baseline
▲ 0.50% · 4.625%
HK$18,648
+HK$934/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,428/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,618
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,134
−HK$526/mo
Today · 4.125%
HK$17,660
baseline
▲ 0.50% · 4.625%
HK$18,734
+HK$1,074/mo
Deposit HK$2.98M · loan HK$3.64M · min. income ≈ HK$35,320/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,487
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,983
−HK$503/mo
Today · 4.125%
HK$19,486
baseline
▲ 0.50% · 4.625%
HK$20,513
+HK$1,027/mo
Deposit HK$2.98M · loan HK$3.64M · min. income ≈ HK$38,972/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,128
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,692
−HK$573/mo
Today · 4.125%
HK$19,265
baseline
▲ 0.50% · 4.625%
HK$20,437
+HK$1,172/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$38,530/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,168
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,708
−HK$549/mo
Today · 4.125%
HK$21,257
baseline
▲ 0.50% · 4.625%
HK$22,378
+HK$1,121/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$42,514/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,639
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,250
−HK$621/mo
Today · 4.125%
HK$20,871
baseline
▲ 0.50% · 4.625%
HK$22,140
+HK$1,269/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$41,742/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,848
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,434
−HK$595/mo
Today · 4.125%
HK$23,029
baseline
▲ 0.50% · 4.625%
HK$24,242
+HK$1,213/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$46,058/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,150
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,808
−HK$668/mo
Today · 4.125%
HK$22,476
baseline
▲ 0.50% · 4.625%
HK$23,844
+HK$1,368/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$44,952/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,529
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,160
−HK$640/mo
Today · 4.125%
HK$24,800
baseline
▲ 0.50% · 4.625%
HK$26,107
+HK$1,307/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,600/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,660
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,365
−HK$716/mo
Today · 4.125%
HK$24,081
baseline
▲ 0.50% · 4.625%
HK$25,547
+HK$1,466/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$48,162/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,209
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,886
−HK$685/mo
Today · 4.125%
HK$26,571
baseline
▲ 0.50% · 4.625%
HK$27,972
+HK$1,401/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$53,142/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,171
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,923
−HK$764/mo
Today · 4.125%
HK$25,687
baseline
▲ 0.50% · 4.625%
HK$27,250
+HK$1,563/mo
Deposit HK$1.33M · loan HK$5.30M · min. income ≈ HK$51,374/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,890
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,611
−HK$732/mo
Today · 4.125%
HK$28,343
baseline
▲ 0.50% · 4.625%
HK$29,837
+HK$1,494/mo
Deposit HK$1.33M · loan HK$5.30M · min. income ≈ HK$56,686/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,682
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,481
−HK$811/mo
Today · 4.125%
HK$27,292
baseline
▲ 0.50% · 4.625%
HK$28,953
+HK$1,661/mo
Deposit HK$994K · loan HK$5.63M · min. income ≈ HK$54,584/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,571
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,337
−HK$777/mo
Today · 4.125%
HK$30,114
baseline
▲ 0.50% · 4.625%
HK$31,702
+HK$1,588/mo
Deposit HK$994K · loan HK$5.63M · min. income ≈ HK$60,228/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,192
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,038
−HK$860/mo
Today · 4.125%
HK$28,898
baseline
▲ 0.50% · 4.625%
HK$30,656
+HK$1,758/mo
Deposit HK$663K · loan HK$5.96M · min. income ≈ HK$57,796/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,251
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,063
−HK$823/mo
Today · 4.125%
HK$31,886
baseline
▲ 0.50% · 4.625%
HK$33,566
+HK$1,680/mo
Deposit HK$663K · loan HK$5.96M · min. income ≈ HK$63,772/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$197,509 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).