▼ 0.50% · 3.625%
HK$22,616
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,319
−HK$715/mo
Today · 4.125%
HK$24,034
baseline
▲ 0.50% · 4.625%
HK$25,497
+HK$1,463/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,068/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,160
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,835
−HK$684/mo
Today · 4.125%
HK$26,519
baseline
▲ 0.50% · 4.625%
HK$27,917
+HK$1,398/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,038/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,878
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,651
−HK$787/mo
Today · 4.125%
HK$26,438
baseline
▲ 0.50% · 4.625%
HK$28,046
+HK$1,608/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,876/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,676
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,418
−HK$753/mo
Today · 4.125%
HK$29,171
baseline
▲ 0.50% · 4.625%
HK$30,709
+HK$1,538/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,342/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,139
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,983
−HK$858/mo
Today · 4.125%
HK$28,841
baseline
▲ 0.50% · 4.625%
HK$30,596
+HK$1,755/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,682/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,192
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,002
−HK$821/mo
Today · 4.125%
HK$31,823
baseline
▲ 0.50% · 4.625%
HK$33,501
+HK$1,678/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,646/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,401
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,315
−HK$929/mo
Today · 4.125%
HK$31,244
baseline
▲ 0.50% · 4.625%
HK$33,146
+HK$1,902/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$62,488/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,708
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,585
−HK$890/mo
Today · 4.125%
HK$34,475
baseline
▲ 0.50% · 4.625%
HK$36,292
+HK$1,817/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$68,950/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,662
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,647
−HK$1,001/mo
Today · 4.125%
HK$33,648
baseline
▲ 0.50% · 4.625%
HK$35,695
+HK$2,047/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$67,296/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,224
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,169
−HK$958/mo
Today · 4.125%
HK$37,127
baseline
▲ 0.50% · 4.625%
HK$39,084
+HK$1,957/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$74,254/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,924
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,979
−HK$1,072/mo
Today · 4.125%
HK$36,051
baseline
▲ 0.50% · 4.625%
HK$38,245
+HK$2,194/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$72,102/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,740
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,752
−HK$1,027/mo
Today · 4.125%
HK$39,779
baseline
▲ 0.50% · 4.625%
HK$41,876
+HK$2,097/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$79,558/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,185
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,311
−HK$1,144/mo
Today · 4.125%
HK$38,455
baseline
▲ 0.50% · 4.625%
HK$40,794
+HK$2,339/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$76,910/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,256
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,336
−HK$1,095/mo
Today · 4.125%
HK$42,431
baseline
▲ 0.50% · 4.625%
HK$44,667
+HK$2,236/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$84,862/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,447
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,643
−HK$1,215/mo
Today · 4.125%
HK$40,858
baseline
▲ 0.50% · 4.625%
HK$43,344
+HK$2,486/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$81,716/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,772
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,919
−HK$1,164/mo
Today · 4.125%
HK$45,083
baseline
▲ 0.50% · 4.625%
HK$47,459
+HK$2,376/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$90,166/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,709
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,975
−HK$1,286/mo
Today · 4.125%
HK$43,261
baseline
▲ 0.50% · 4.625%
HK$45,894
+HK$2,633/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$86,522/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,288
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,503
−HK$1,232/mo
Today · 4.125%
HK$47,735
baseline
▲ 0.50% · 4.625%
HK$50,251
+HK$2,516/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$95,470/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,815 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).