▼ 0.50% · 3.625%
HK$21,564
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,235
−HK$681/mo
Today · 4.125%
HK$22,916
baseline
▲ 0.50% · 4.625%
HK$24,310
+HK$1,394/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,832/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,990
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,633
−HK$653/mo
Today · 4.125%
HK$25,286
baseline
▲ 0.50% · 4.625%
HK$26,618
+HK$1,332/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,572/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,720
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,458
−HK$750/mo
Today · 4.125%
HK$25,208
baseline
▲ 0.50% · 4.625%
HK$26,741
+HK$1,533/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,416/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,388
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,096
−HK$718/mo
Today · 4.125%
HK$27,814
baseline
▲ 0.50% · 4.625%
HK$29,280
+HK$1,466/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,628/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,877
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,681
−HK$818/mo
Today · 4.125%
HK$27,499
baseline
▲ 0.50% · 4.625%
HK$29,173
+HK$1,674/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,998/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,787
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,559
−HK$784/mo
Today · 4.125%
HK$30,343
baseline
▲ 0.50% · 4.625%
HK$31,942
+HK$1,599/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,686/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,033
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,905
−HK$886/mo
Today · 4.125%
HK$29,791
baseline
▲ 0.50% · 4.625%
HK$31,604
+HK$1,813/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,582/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,186
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,023
−HK$848/mo
Today · 4.125%
HK$32,871
baseline
▲ 0.50% · 4.625%
HK$34,604
+HK$1,733/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,742/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,189
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,128
−HK$954/mo
Today · 4.125%
HK$32,082
baseline
▲ 0.50% · 4.625%
HK$34,035
+HK$1,953/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,164/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,585
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,486
−HK$914/mo
Today · 4.125%
HK$35,400
baseline
▲ 0.50% · 4.625%
HK$37,266
+HK$1,866/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,800/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,346
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,352
−HK$1,022/mo
Today · 4.125%
HK$34,374
baseline
▲ 0.50% · 4.625%
HK$36,466
+HK$2,092/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,748/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,984
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,949
−HK$979/mo
Today · 4.125%
HK$37,928
baseline
▲ 0.50% · 4.625%
HK$39,928
+HK$2,000/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,856/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,502
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,575
−HK$1,091/mo
Today · 4.125%
HK$36,666
baseline
▲ 0.50% · 4.625%
HK$38,897
+HK$2,231/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,332/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,383
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,413
−HK$1,044/mo
Today · 4.125%
HK$40,457
baseline
▲ 0.50% · 4.625%
HK$42,590
+HK$2,133/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,914/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,658
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,799
−HK$1,158/mo
Today · 4.125%
HK$38,957
baseline
▲ 0.50% · 4.625%
HK$41,328
+HK$2,371/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,914/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,782
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,876
−HK$1,110/mo
Today · 4.125%
HK$42,986
baseline
▲ 0.50% · 4.625%
HK$45,251
+HK$2,265/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$85,972/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,815
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,022
−HK$1,227/mo
Today · 4.125%
HK$41,249
baseline
▲ 0.50% · 4.625%
HK$43,759
+HK$2,510/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$82,498/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,181
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,339
−HK$1,175/mo
Today · 4.125%
HK$45,514
baseline
▲ 0.50% · 4.625%
HK$47,913
+HK$2,399/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$91,028/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,675 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).