▼ 0.50% · 3.625%
HK$16,627
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,145
−HK$525/mo
Today · 4.125%
HK$17,670
baseline
▲ 0.50% · 4.625%
HK$18,745
+HK$1,075/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,340/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,498
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,994
−HK$503/mo
Today · 4.125%
HK$19,497
baseline
▲ 0.50% · 4.625%
HK$20,525
+HK$1,028/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$38,994/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,290
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,859
−HK$578/mo
Today · 4.125%
HK$19,437
baseline
▲ 0.50% · 4.625%
HK$20,620
+HK$1,183/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,874/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,348
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,893
−HK$554/mo
Today · 4.125%
HK$21,447
baseline
▲ 0.50% · 4.625%
HK$22,577
+HK$1,130/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,894/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,953
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,574
−HK$630/mo
Today · 4.125%
HK$21,204
baseline
▲ 0.50% · 4.625%
HK$22,494
+HK$1,290/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,408/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,197
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,793
−HK$604/mo
Today · 4.125%
HK$23,397
baseline
▲ 0.50% · 4.625%
HK$24,630
+HK$1,233/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,794/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,616
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,288
−HK$683/mo
Today · 4.125%
HK$22,971
baseline
▲ 0.50% · 4.625%
HK$24,369
+HK$1,398/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,942/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,047
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,692
−HK$654/mo
Today · 4.125%
HK$25,346
baseline
▲ 0.50% · 4.625%
HK$26,682
+HK$1,336/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,692/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,278
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,002
−HK$736/mo
Today · 4.125%
HK$24,738
baseline
▲ 0.50% · 4.625%
HK$26,243
+HK$1,505/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$49,476/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,897
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,592
−HK$704/mo
Today · 4.125%
HK$27,296
baseline
▲ 0.50% · 4.625%
HK$28,735
+HK$1,439/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$54,592/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,941
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,717
−HK$788/mo
Today · 4.125%
HK$26,505
baseline
▲ 0.50% · 4.625%
HK$28,118
+HK$1,613/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$53,010/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,747
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,491
−HK$755/mo
Today · 4.125%
HK$29,246
baseline
▲ 0.50% · 4.625%
HK$30,787
+HK$1,541/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,492/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,604
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,431
−HK$841/mo
Today · 4.125%
HK$28,272
baseline
▲ 0.50% · 4.625%
HK$29,992
+HK$1,720/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$56,544/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,597
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,390
−HK$806/mo
Today · 4.125%
HK$31,196
baseline
▲ 0.50% · 4.625%
HK$32,840
+HK$1,644/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$62,392/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,267
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,146
−HK$893/mo
Today · 4.125%
HK$30,039
baseline
▲ 0.50% · 4.625%
HK$31,867
+HK$1,828/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$60,078/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,446
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,290
−HK$855/mo
Today · 4.125%
HK$33,145
baseline
▲ 0.50% · 4.625%
HK$34,892
+HK$1,747/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$66,290/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,929
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,860
−HK$946/mo
Today · 4.125%
HK$31,806
baseline
▲ 0.50% · 4.625%
HK$33,742
+HK$1,936/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,612/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,296
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,189
−HK$906/mo
Today · 4.125%
HK$35,095
baseline
▲ 0.50% · 4.625%
HK$36,945
+HK$1,850/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$70,190/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,758 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).