▼ 0.50% · 3.625%
HK$16,505
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,018
−HK$522/mo
Today · 4.125%
HK$17,540
baseline
▲ 0.50% · 4.625%
HK$18,607
+HK$1,067/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,080/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,362
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,854
−HK$500/mo
Today · 4.125%
HK$19,354
baseline
▲ 0.50% · 4.625%
HK$20,374
+HK$1,020/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,708/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,156
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,720
−HK$574/mo
Today · 4.125%
HK$19,294
baseline
▲ 0.50% · 4.625%
HK$20,468
+HK$1,174/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$38,588/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,198
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,740
−HK$549/mo
Today · 4.125%
HK$21,289
baseline
▲ 0.50% · 4.625%
HK$22,411
+HK$1,122/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$42,578/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,806
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,422
−HK$626/mo
Today · 4.125%
HK$21,048
baseline
▲ 0.50% · 4.625%
HK$22,329
+HK$1,281/mo
Deposit HK$2.90M · loan HK$4.34M · min. income ≈ HK$42,096/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,034
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,625
−HK$599/mo
Today · 4.125%
HK$23,224
baseline
▲ 0.50% · 4.625%
HK$24,449
+HK$1,225/mo
Deposit HK$2.90M · loan HK$4.34M · min. income ≈ HK$46,448/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,457
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,124
−HK$678/mo
Today · 4.125%
HK$22,802
baseline
▲ 0.50% · 4.625%
HK$24,190
+HK$1,388/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,604/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,870
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,510
−HK$650/mo
Today · 4.125%
HK$25,160
baseline
▲ 0.50% · 4.625%
HK$26,486
+HK$1,326/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,320/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,107
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,826
−HK$730/mo
Today · 4.125%
HK$24,556
baseline
▲ 0.50% · 4.625%
HK$26,050
+HK$1,494/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,112/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,706
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,396
−HK$699/mo
Today · 4.125%
HK$27,095
baseline
▲ 0.50% · 4.625%
HK$28,523
+HK$1,428/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,190/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,758
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,528
−HK$782/mo
Today · 4.125%
HK$26,310
baseline
▲ 0.50% · 4.625%
HK$27,911
+HK$1,601/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$52,620/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,543
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,281
−HK$750/mo
Today · 4.125%
HK$29,031
baseline
▲ 0.50% · 4.625%
HK$30,561
+HK$1,530/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$58,062/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,408
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,229
−HK$835/mo
Today · 4.125%
HK$28,064
baseline
▲ 0.50% · 4.625%
HK$29,772
+HK$1,708/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$56,128/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,379
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,167
−HK$799/mo
Today · 4.125%
HK$30,966
baseline
▲ 0.50% · 4.625%
HK$32,598
+HK$1,632/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$61,932/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,059
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,931
−HK$887/mo
Today · 4.125%
HK$29,818
baseline
▲ 0.50% · 4.625%
HK$31,632
+HK$1,814/mo
Deposit HK$1.09M · loan HK$6.15M · min. income ≈ HK$59,636/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,215
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,052
−HK$849/mo
Today · 4.125%
HK$32,901
baseline
▲ 0.50% · 4.625%
HK$34,636
+HK$1,735/mo
Deposit HK$1.09M · loan HK$6.15M · min. income ≈ HK$65,802/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,709
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,633
−HK$939/mo
Today · 4.125%
HK$31,572
baseline
▲ 0.50% · 4.625%
HK$33,493
+HK$1,921/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$63,144/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,051
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,937
−HK$900/mo
Today · 4.125%
HK$34,837
baseline
▲ 0.50% · 4.625%
HK$36,673
+HK$1,836/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$69,674/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,148 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).