▼ 0.50% · 3.625%
HK$17,339
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,879
−HK$548/mo
Today · 4.125%
HK$18,427
baseline
▲ 0.50% · 4.625%
HK$19,548
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,854/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,290
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,807
−HK$525/mo
Today · 4.125%
HK$20,332
baseline
▲ 0.50% · 4.625%
HK$21,404
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,664/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,073
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,666
−HK$603/mo
Today · 4.125%
HK$20,269
baseline
▲ 0.50% · 4.625%
HK$21,503
+HK$1,234/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,538/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,219
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,788
−HK$577/mo
Today · 4.125%
HK$22,365
baseline
▲ 0.50% · 4.625%
HK$23,544
+HK$1,179/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,730/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,807
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,454
−HK$658/mo
Today · 4.125%
HK$22,112
baseline
▲ 0.50% · 4.625%
HK$23,457
+HK$1,345/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,224/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,148
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,769
−HK$629/mo
Today · 4.125%
HK$24,398
baseline
▲ 0.50% · 4.625%
HK$25,684
+HK$1,286/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,796/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,541
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,242
−HK$713/mo
Today · 4.125%
HK$23,955
baseline
▲ 0.50% · 4.625%
HK$25,412
+HK$1,457/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,910/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,077
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,749
−HK$683/mo
Today · 4.125%
HK$26,432
baseline
▲ 0.50% · 4.625%
HK$27,825
+HK$1,393/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,864/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,275
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,030
−HK$767/mo
Today · 4.125%
HK$25,797
baseline
▲ 0.50% · 4.625%
HK$27,367
+HK$1,570/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,594/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,006
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,730
−HK$735/mo
Today · 4.125%
HK$28,465
baseline
▲ 0.50% · 4.625%
HK$29,965
+HK$1,500/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,930/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,009
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,818
−HK$822/mo
Today · 4.125%
HK$27,640
baseline
▲ 0.50% · 4.625%
HK$29,322
+HK$1,682/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,280/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,935
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,711
−HK$787/mo
Today · 4.125%
HK$30,498
baseline
▲ 0.50% · 4.625%
HK$32,105
+HK$1,607/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$60,996/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,743
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,606
−HK$877/mo
Today · 4.125%
HK$29,483
baseline
▲ 0.50% · 4.625%
HK$31,277
+HK$1,794/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,966/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,864
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,691
−HK$840/mo
Today · 4.125%
HK$32,531
baseline
▲ 0.50% · 4.625%
HK$34,246
+HK$1,715/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$65,062/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,477
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,394
−HK$931/mo
Today · 4.125%
HK$31,325
baseline
▲ 0.50% · 4.625%
HK$33,231
+HK$1,906/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,650/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,793
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,672
−HK$892/mo
Today · 4.125%
HK$34,564
baseline
▲ 0.50% · 4.625%
HK$36,386
+HK$1,822/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,128/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,211
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,182
−HK$986/mo
Today · 4.125%
HK$33,168
baseline
▲ 0.50% · 4.625%
HK$35,186
+HK$2,018/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,336/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,722
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,653
−HK$944/mo
Today · 4.125%
HK$36,597
baseline
▲ 0.50% · 4.625%
HK$38,527
+HK$1,930/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$73,194/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,123 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).