▼ 0.50% · 3.625%
HK$17,100
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,631
−HK$541/mo
Today · 4.125%
HK$18,172
baseline
▲ 0.50% · 4.625%
HK$19,278
+HK$1,106/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,344/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,023
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,533
−HK$518/mo
Today · 4.125%
HK$20,051
baseline
▲ 0.50% · 4.625%
HK$21,108
+HK$1,057/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,102/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,810
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,395
−HK$594/mo
Today · 4.125%
HK$19,989
baseline
▲ 0.50% · 4.625%
HK$21,205
+HK$1,216/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,978/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,925
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,487
−HK$569/mo
Today · 4.125%
HK$22,056
baseline
▲ 0.50% · 4.625%
HK$23,219
+HK$1,163/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,112/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,519
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,158
−HK$648/mo
Today · 4.125%
HK$21,806
baseline
▲ 0.50% · 4.625%
HK$23,133
+HK$1,327/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,612/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,828
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,440
−HK$621/mo
Today · 4.125%
HK$24,061
baseline
▲ 0.50% · 4.625%
HK$25,329
+HK$1,268/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,122/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,229
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,921
−HK$702/mo
Today · 4.125%
HK$23,623
baseline
▲ 0.50% · 4.625%
HK$25,061
+HK$1,438/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,246/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,730
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,393
−HK$673/mo
Today · 4.125%
HK$26,066
baseline
▲ 0.50% · 4.625%
HK$27,440
+HK$1,374/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,132/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,939
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,684
−HK$757/mo
Today · 4.125%
HK$25,441
baseline
▲ 0.50% · 4.625%
HK$26,989
+HK$1,548/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,882/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,632
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,347
−HK$724/mo
Today · 4.125%
HK$28,071
baseline
▲ 0.50% · 4.625%
HK$29,551
+HK$1,480/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,142/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,649
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,447
−HK$811/mo
Today · 4.125%
HK$27,258
baseline
▲ 0.50% · 4.625%
HK$28,916
+HK$1,658/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,516/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,535
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,300
−HK$776/mo
Today · 4.125%
HK$30,076
baseline
▲ 0.50% · 4.625%
HK$31,662
+HK$1,586/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,152/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,359
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,210
−HK$865/mo
Today · 4.125%
HK$29,075
baseline
▲ 0.50% · 4.625%
HK$30,844
+HK$1,769/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,150/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,437
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,253
−HK$828/mo
Today · 4.125%
HK$32,081
baseline
▲ 0.50% · 4.625%
HK$33,772
+HK$1,691/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,162/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,069
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,973
−HK$919/mo
Today · 4.125%
HK$30,892
baseline
▲ 0.50% · 4.625%
HK$32,772
+HK$1,880/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,784/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,339
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,207
−HK$879/mo
Today · 4.125%
HK$34,086
baseline
▲ 0.50% · 4.625%
HK$35,883
+HK$1,797/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,172/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,779
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,737
−HK$972/mo
Today · 4.125%
HK$32,709
baseline
▲ 0.50% · 4.625%
HK$34,700
+HK$1,991/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,418/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,242
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,160
−HK$932/mo
Today · 4.125%
HK$36,092
baseline
▲ 0.50% · 4.625%
HK$37,994
+HK$1,902/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,184/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$224,969 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).