▼ 0.50% · 3.625%
HK$16,477
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,989
−HK$521/mo
Today · 4.125%
HK$17,510
baseline
▲ 0.50% · 4.625%
HK$18,576
+HK$1,066/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,020/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,330
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,822
−HK$499/mo
Today · 4.125%
HK$19,321
baseline
▲ 0.50% · 4.625%
HK$20,339
+HK$1,018/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,642/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,125
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,688
−HK$573/mo
Today · 4.125%
HK$19,261
baseline
▲ 0.50% · 4.625%
HK$20,433
+HK$1,172/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,522/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,163
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,704
−HK$549/mo
Today · 4.125%
HK$21,253
baseline
▲ 0.50% · 4.625%
HK$22,373
+HK$1,120/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,506/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,772
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,387
−HK$625/mo
Today · 4.125%
HK$21,012
baseline
▲ 0.50% · 4.625%
HK$22,291
+HK$1,279/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,024/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,997
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,586
−HK$599/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,407
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,420
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,086
−HK$677/mo
Today · 4.125%
HK$22,763
baseline
▲ 0.50% · 4.625%
HK$24,148
+HK$1,385/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,526/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,830
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,469
−HK$648/mo
Today · 4.125%
HK$25,117
baseline
▲ 0.50% · 4.625%
HK$26,441
+HK$1,324/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,234/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,068
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,785
−HK$729/mo
Today · 4.125%
HK$24,514
baseline
▲ 0.50% · 4.625%
HK$26,006
+HK$1,492/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,028/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,663
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,351
−HK$698/mo
Today · 4.125%
HK$27,049
baseline
▲ 0.50% · 4.625%
HK$28,475
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,098/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,715
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,484
−HK$781/mo
Today · 4.125%
HK$26,265
baseline
▲ 0.50% · 4.625%
HK$27,863
+HK$1,598/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,530/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,496
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,233
−HK$748/mo
Today · 4.125%
HK$28,981
baseline
▲ 0.50% · 4.625%
HK$30,509
+HK$1,528/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,962/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,363
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,183
−HK$833/mo
Today · 4.125%
HK$28,016
baseline
▲ 0.50% · 4.625%
HK$29,721
+HK$1,705/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$56,032/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,329
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,115
−HK$798/mo
Today · 4.125%
HK$30,913
baseline
▲ 0.50% · 4.625%
HK$32,543
+HK$1,630/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$61,826/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,011
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,882
−HK$885/mo
Today · 4.125%
HK$29,767
baseline
▲ 0.50% · 4.625%
HK$31,579
+HK$1,812/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,534/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,162
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,998
−HK$847/mo
Today · 4.125%
HK$32,845
baseline
▲ 0.50% · 4.625%
HK$34,577
+HK$1,732/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,690/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,659
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,581
−HK$937/mo
Today · 4.125%
HK$31,518
baseline
▲ 0.50% · 4.625%
HK$33,436
+HK$1,918/mo
Deposit HK$723K · loan HK$6.50M · min. income ≈ HK$63,036/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,995
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,880
−HK$897/mo
Today · 4.125%
HK$34,777
baseline
▲ 0.50% · 4.625%
HK$36,611
+HK$1,834/mo
Deposit HK$723K · loan HK$6.50M · min. income ≈ HK$69,554/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,778 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).