▼ 0.50% · 3.625%
HK$17,101
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,633
−HK$540/mo
Today · 4.125%
HK$18,173
baseline
▲ 0.50% · 4.625%
HK$19,279
+HK$1,106/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,346/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,025
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,535
−HK$518/mo
Today · 4.125%
HK$20,053
baseline
▲ 0.50% · 4.625%
HK$21,110
+HK$1,057/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,106/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,811
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,396
−HK$595/mo
Today · 4.125%
HK$19,991
baseline
▲ 0.50% · 4.625%
HK$21,207
+HK$1,216/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,982/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,927
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,488
−HK$570/mo
Today · 4.125%
HK$22,058
baseline
▲ 0.50% · 4.625%
HK$23,221
+HK$1,163/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,116/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,521
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,160
−HK$648/mo
Today · 4.125%
HK$21,808
baseline
▲ 0.50% · 4.625%
HK$23,135
+HK$1,327/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,616/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,830
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,442
−HK$621/mo
Today · 4.125%
HK$24,063
baseline
▲ 0.50% · 4.625%
HK$25,331
+HK$1,268/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,126/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,231
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,923
−HK$702/mo
Today · 4.125%
HK$23,625
baseline
▲ 0.50% · 4.625%
HK$25,063
+HK$1,438/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,250/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,732
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,395
−HK$673/mo
Today · 4.125%
HK$26,068
baseline
▲ 0.50% · 4.625%
HK$27,442
+HK$1,374/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,136/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,941
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,686
−HK$757/mo
Today · 4.125%
HK$25,443
baseline
▲ 0.50% · 4.625%
HK$26,991
+HK$1,548/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,886/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,635
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,349
−HK$725/mo
Today · 4.125%
HK$28,074
baseline
▲ 0.50% · 4.625%
HK$29,553
+HK$1,479/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,148/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,652
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,449
−HK$811/mo
Today · 4.125%
HK$27,260
baseline
▲ 0.50% · 4.625%
HK$28,919
+HK$1,659/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,520/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,537
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,302
−HK$777/mo
Today · 4.125%
HK$30,079
baseline
▲ 0.50% · 4.625%
HK$31,664
+HK$1,585/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,158/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,362
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,213
−HK$864/mo
Today · 4.125%
HK$29,077
baseline
▲ 0.50% · 4.625%
HK$30,847
+HK$1,770/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,154/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,440
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,256
−HK$828/mo
Today · 4.125%
HK$32,084
baseline
▲ 0.50% · 4.625%
HK$33,775
+HK$1,691/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,168/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,072
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,976
−HK$919/mo
Today · 4.125%
HK$30,895
baseline
▲ 0.50% · 4.625%
HK$32,775
+HK$1,880/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,790/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,342
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,209
−HK$880/mo
Today · 4.125%
HK$34,089
baseline
▲ 0.50% · 4.625%
HK$35,886
+HK$1,797/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,178/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,782
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,739
−HK$973/mo
Today · 4.125%
HK$32,712
baseline
▲ 0.50% · 4.625%
HK$34,703
+HK$1,991/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,424/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,245
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,163
−HK$932/mo
Today · 4.125%
HK$36,095
baseline
▲ 0.50% · 4.625%
HK$37,997
+HK$1,902/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,190/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$224,989 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).