▼ 0.50% · 3.625%
HK$17,694
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,244
−HK$559/mo
Today · 4.125%
HK$18,803
baseline
▲ 0.50% · 4.625%
HK$19,947
+HK$1,144/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,606/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,684
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,212
−HK$535/mo
Today · 4.125%
HK$20,747
baseline
▲ 0.50% · 4.625%
HK$21,841
+HK$1,094/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,494/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,463
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,068
−HK$615/mo
Today · 4.125%
HK$20,683
baseline
▲ 0.50% · 4.625%
HK$21,942
+HK$1,259/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$41,366/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,652
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,233
−HK$589/mo
Today · 4.125%
HK$22,822
baseline
▲ 0.50% · 4.625%
HK$24,025
+HK$1,203/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$45,644/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,232
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,893
−HK$671/mo
Today · 4.125%
HK$22,564
baseline
▲ 0.50% · 4.625%
HK$23,937
+HK$1,373/mo
Deposit HK$3.10M · loan HK$4.66M · min. income ≈ HK$45,128/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,621
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,254
−HK$643/mo
Today · 4.125%
HK$24,897
baseline
▲ 0.50% · 4.625%
HK$26,209
+HK$1,312/mo
Deposit HK$3.10M · loan HK$4.66M · min. income ≈ HK$49,794/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,002
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,717
−HK$727/mo
Today · 4.125%
HK$24,444
baseline
▲ 0.50% · 4.625%
HK$25,931
+HK$1,487/mo
Deposit HK$2.72M · loan HK$5.04M · min. income ≈ HK$48,888/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,589
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,275
−HK$697/mo
Today · 4.125%
HK$26,972
baseline
▲ 0.50% · 4.625%
HK$28,393
+HK$1,421/mo
Deposit HK$2.72M · loan HK$5.04M · min. income ≈ HK$53,944/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,771
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,542
−HK$782/mo
Today · 4.125%
HK$26,324
baseline
▲ 0.50% · 4.625%
HK$27,926
+HK$1,602/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$52,648/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,558
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,297
−HK$749/mo
Today · 4.125%
HK$29,046
baseline
▲ 0.50% · 4.625%
HK$30,578
+HK$1,532/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$58,092/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,540
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,366
−HK$839/mo
Today · 4.125%
HK$28,205
baseline
▲ 0.50% · 4.625%
HK$29,921
+HK$1,716/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$56,410/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,526
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,318
−HK$803/mo
Today · 4.125%
HK$31,121
baseline
▲ 0.50% · 4.625%
HK$32,762
+HK$1,641/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$62,242/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,310
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,190
−HK$895/mo
Today · 4.125%
HK$30,085
baseline
▲ 0.50% · 4.625%
HK$31,916
+HK$1,831/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$60,170/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,494
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,339
−HK$857/mo
Today · 4.125%
HK$33,196
baseline
▲ 0.50% · 4.625%
HK$34,946
+HK$1,750/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$66,392/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,079
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,015
−HK$950/mo
Today · 4.125%
HK$31,965
baseline
▲ 0.50% · 4.625%
HK$33,910
+HK$1,945/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$63,930/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,463
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,360
−HK$911/mo
Today · 4.125%
HK$35,271
baseline
▲ 0.50% · 4.625%
HK$37,130
+HK$1,859/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$70,542/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,849
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,839
−HK$1,007/mo
Today · 4.125%
HK$33,846
baseline
▲ 0.50% · 4.625%
HK$35,905
+HK$2,059/mo
Deposit HK$776K · loan HK$6.98M · min. income ≈ HK$67,692/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,431
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,381
−HK$964/mo
Today · 4.125%
HK$37,345
baseline
▲ 0.50% · 4.625%
HK$39,314
+HK$1,969/mo
Deposit HK$776K · loan HK$6.98M · min. income ≈ HK$74,690/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,785 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).