▼ 0.50% · 3.625%
HK$17,837
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,392
−HK$564/mo
Today · 4.125%
HK$18,956
baseline
▲ 0.50% · 4.625%
HK$20,109
+HK$1,153/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,912/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,844
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,376
−HK$540/mo
Today · 4.125%
HK$20,916
baseline
▲ 0.50% · 4.625%
HK$22,018
+HK$1,102/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,832/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,621
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,231
−HK$620/mo
Today · 4.125%
HK$20,851
baseline
▲ 0.50% · 4.625%
HK$22,120
+HK$1,269/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,702/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,828
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,413
−HK$594/mo
Today · 4.125%
HK$23,007
baseline
▲ 0.50% · 4.625%
HK$24,220
+HK$1,213/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$46,014/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,404
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,070
−HK$677/mo
Today · 4.125%
HK$22,747
baseline
▲ 0.50% · 4.625%
HK$24,131
+HK$1,384/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,494/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,812
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,451
−HK$648/mo
Today · 4.125%
HK$25,099
baseline
▲ 0.50% · 4.625%
HK$26,422
+HK$1,323/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,198/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,188
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,909
−HK$733/mo
Today · 4.125%
HK$24,642
baseline
▲ 0.50% · 4.625%
HK$26,142
+HK$1,500/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$49,284/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,797
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,488
−HK$702/mo
Today · 4.125%
HK$27,190
baseline
▲ 0.50% · 4.625%
HK$28,624
+HK$1,434/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$54,380/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,972
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,749
−HK$789/mo
Today · 4.125%
HK$26,538
baseline
▲ 0.50% · 4.625%
HK$28,153
+HK$1,615/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,076/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,781
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,526
−HK$756/mo
Today · 4.125%
HK$29,282
baseline
▲ 0.50% · 4.625%
HK$30,825
+HK$1,543/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,564/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,756
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,588
−HK$845/mo
Today · 4.125%
HK$28,433
baseline
▲ 0.50% · 4.625%
HK$30,163
+HK$1,730/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,866/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,765
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,564
−HK$809/mo
Today · 4.125%
HK$31,373
baseline
▲ 0.50% · 4.625%
HK$33,027
+HK$1,654/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,746/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,539
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,427
−HK$902/mo
Today · 4.125%
HK$30,329
baseline
▲ 0.50% · 4.625%
HK$32,174
+HK$1,845/mo
Deposit HK$1.56M · loan HK$6.26M · min. income ≈ HK$60,658/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,750
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,601
−HK$864/mo
Today · 4.125%
HK$33,465
baseline
▲ 0.50% · 4.625%
HK$35,229
+HK$1,764/mo
Deposit HK$1.56M · loan HK$6.26M · min. income ≈ HK$66,930/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,323
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,266
−HK$958/mo
Today · 4.125%
HK$32,224
baseline
▲ 0.50% · 4.625%
HK$34,185
+HK$1,961/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,448/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,734
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,639
−HK$918/mo
Today · 4.125%
HK$35,557
baseline
▲ 0.50% · 4.625%
HK$37,431
+HK$1,874/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,114/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,107
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,105
−HK$1,015/mo
Today · 4.125%
HK$34,120
baseline
▲ 0.50% · 4.625%
HK$36,196
+HK$2,076/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$68,240/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,718
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,676
−HK$972/mo
Today · 4.125%
HK$37,648
baseline
▲ 0.50% · 4.625%
HK$39,633
+HK$1,985/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$75,296/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,672 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).