▼ 0.50% · 3.625%
HK$16,628
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,146
−HK$525/mo
Today · 4.125%
HK$17,671
baseline
▲ 0.50% · 4.625%
HK$18,746
+HK$1,075/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,342/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,499
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,995
−HK$503/mo
Today · 4.125%
HK$19,498
baseline
▲ 0.50% · 4.625%
HK$20,526
+HK$1,028/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$38,996/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,291
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,860
−HK$578/mo
Today · 4.125%
HK$19,438
baseline
▲ 0.50% · 4.625%
HK$20,621
+HK$1,183/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,876/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,349
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,895
−HK$553/mo
Today · 4.125%
HK$21,448
baseline
▲ 0.50% · 4.625%
HK$22,579
+HK$1,131/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,896/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,954
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,575
−HK$630/mo
Today · 4.125%
HK$21,205
baseline
▲ 0.50% · 4.625%
HK$22,496
+HK$1,291/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,410/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,199
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,794
−HK$604/mo
Today · 4.125%
HK$23,398
baseline
▲ 0.50% · 4.625%
HK$24,631
+HK$1,233/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,796/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,617
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,289
−HK$683/mo
Today · 4.125%
HK$22,972
baseline
▲ 0.50% · 4.625%
HK$24,370
+HK$1,398/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,944/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,049
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,694
−HK$654/mo
Today · 4.125%
HK$25,348
baseline
▲ 0.50% · 4.625%
HK$26,684
+HK$1,336/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,696/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,280
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,004
−HK$736/mo
Today · 4.125%
HK$24,740
baseline
▲ 0.50% · 4.625%
HK$26,245
+HK$1,505/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$49,480/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,898
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,593
−HK$705/mo
Today · 4.125%
HK$27,298
baseline
▲ 0.50% · 4.625%
HK$28,737
+HK$1,439/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$54,596/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,943
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,718
−HK$789/mo
Today · 4.125%
HK$26,507
baseline
▲ 0.50% · 4.625%
HK$28,120
+HK$1,613/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$53,014/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,748
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,493
−HK$755/mo
Today · 4.125%
HK$29,248
baseline
▲ 0.50% · 4.625%
HK$30,789
+HK$1,541/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,496/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,605
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,433
−HK$841/mo
Today · 4.125%
HK$28,274
baseline
▲ 0.50% · 4.625%
HK$29,994
+HK$1,720/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$56,548/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,598
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,392
−HK$805/mo
Today · 4.125%
HK$31,197
baseline
▲ 0.50% · 4.625%
HK$32,842
+HK$1,645/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$62,394/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,268
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,148
−HK$893/mo
Today · 4.125%
HK$30,041
baseline
▲ 0.50% · 4.625%
HK$31,869
+HK$1,828/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$60,082/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,448
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,292
−HK$855/mo
Today · 4.125%
HK$33,147
baseline
▲ 0.50% · 4.625%
HK$34,894
+HK$1,747/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$66,294/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,931
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,862
−HK$946/mo
Today · 4.125%
HK$31,808
baseline
▲ 0.50% · 4.625%
HK$33,743
+HK$1,935/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,616/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,298
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,191
−HK$906/mo
Today · 4.125%
HK$35,097
baseline
▲ 0.50% · 4.625%
HK$36,947
+HK$1,850/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$70,194/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,771 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).