▼ 0.50% · 3.625%
HK$16,408
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,918
−HK$519/mo
Today · 4.125%
HK$17,437
baseline
▲ 0.50% · 4.625%
HK$18,498
+HK$1,061/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,874/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,253
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,743
−HK$497/mo
Today · 4.125%
HK$19,240
baseline
▲ 0.50% · 4.625%
HK$20,254
+HK$1,014/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,480/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,048
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,610
−HK$570/mo
Today · 4.125%
HK$19,180
baseline
▲ 0.50% · 4.625%
HK$20,347
+HK$1,167/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,360/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,079
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,617
−HK$546/mo
Today · 4.125%
HK$21,163
baseline
▲ 0.50% · 4.625%
HK$22,279
+HK$1,116/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,326/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,689
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,302
−HK$622/mo
Today · 4.125%
HK$20,924
baseline
▲ 0.50% · 4.625%
HK$22,197
+HK$1,273/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,848/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,904
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,491
−HK$596/mo
Today · 4.125%
HK$23,087
baseline
▲ 0.50% · 4.625%
HK$24,304
+HK$1,217/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,174/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,330
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,993
−HK$675/mo
Today · 4.125%
HK$22,668
baseline
▲ 0.50% · 4.625%
HK$24,047
+HK$1,379/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,336/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,729
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,366
−HK$645/mo
Today · 4.125%
HK$25,011
baseline
▲ 0.50% · 4.625%
HK$26,330
+HK$1,319/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,022/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,971
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,685
−HK$726/mo
Today · 4.125%
HK$24,411
baseline
▲ 0.50% · 4.625%
HK$25,897
+HK$1,486/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,822/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,555
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,240
−HK$695/mo
Today · 4.125%
HK$26,935
baseline
▲ 0.50% · 4.625%
HK$28,355
+HK$1,420/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,870/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,612
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,377
−HK$778/mo
Today · 4.125%
HK$26,155
baseline
▲ 0.50% · 4.625%
HK$27,746
+HK$1,591/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,310/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,380
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,114
−HK$745/mo
Today · 4.125%
HK$28,859
baseline
▲ 0.50% · 4.625%
HK$30,381
+HK$1,522/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,718/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,252
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,069
−HK$830/mo
Today · 4.125%
HK$27,899
baseline
▲ 0.50% · 4.625%
HK$29,596
+HK$1,697/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,798/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,205
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,989
−HK$794/mo
Today · 4.125%
HK$30,783
baseline
▲ 0.50% · 4.625%
HK$32,406
+HK$1,623/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,566/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,893
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,761
−HK$881/mo
Today · 4.125%
HK$29,642
baseline
▲ 0.50% · 4.625%
HK$31,446
+HK$1,804/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,284/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,031
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,863
−HK$844/mo
Today · 4.125%
HK$32,707
baseline
▲ 0.50% · 4.625%
HK$34,431
+HK$1,724/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,414/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,534
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,452
−HK$934/mo
Today · 4.125%
HK$31,386
baseline
▲ 0.50% · 4.625%
HK$33,296
+HK$1,910/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,772/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,856
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,737
−HK$894/mo
Today · 4.125%
HK$34,631
baseline
▲ 0.50% · 4.625%
HK$36,457
+HK$1,826/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,262/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,867 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).