▼ 0.50% · 3.625%
HK$17,845
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,400
−HK$564/mo
Today · 4.125%
HK$18,964
baseline
▲ 0.50% · 4.625%
HK$20,118
+HK$1,154/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,928/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,852
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,384
−HK$541/mo
Today · 4.125%
HK$20,925
baseline
▲ 0.50% · 4.625%
HK$22,028
+HK$1,103/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,850/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,629
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,240
−HK$620/mo
Today · 4.125%
HK$20,860
baseline
▲ 0.50% · 4.625%
HK$22,129
+HK$1,269/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,720/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,837
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,423
−HK$594/mo
Today · 4.125%
HK$23,017
baseline
▲ 0.50% · 4.625%
HK$24,230
+HK$1,213/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$46,034/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,414
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,080
−HK$676/mo
Today · 4.125%
HK$22,756
baseline
▲ 0.50% · 4.625%
HK$24,141
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,512/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,822
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,461
−HK$648/mo
Today · 4.125%
HK$25,109
baseline
▲ 0.50% · 4.625%
HK$26,433
+HK$1,324/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,218/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,198
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,920
−HK$733/mo
Today · 4.125%
HK$24,653
baseline
▲ 0.50% · 4.625%
HK$26,153
+HK$1,500/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,306/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,808
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,500
−HK$702/mo
Today · 4.125%
HK$27,202
baseline
▲ 0.50% · 4.625%
HK$28,636
+HK$1,434/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,404/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,983
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,760
−HK$789/mo
Today · 4.125%
HK$26,549
baseline
▲ 0.50% · 4.625%
HK$28,165
+HK$1,616/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,098/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,793
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,538
−HK$756/mo
Today · 4.125%
HK$29,294
baseline
▲ 0.50% · 4.625%
HK$30,839
+HK$1,545/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,588/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,767
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,600
−HK$846/mo
Today · 4.125%
HK$28,446
baseline
▲ 0.50% · 4.625%
HK$30,176
+HK$1,730/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,892/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,778
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,577
−HK$810/mo
Today · 4.125%
HK$31,387
baseline
▲ 0.50% · 4.625%
HK$33,041
+HK$1,654/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,774/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,551
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,440
−HK$902/mo
Today · 4.125%
HK$30,342
baseline
▲ 0.50% · 4.625%
HK$32,188
+HK$1,846/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$60,684/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,763
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,615
−HK$864/mo
Today · 4.125%
HK$33,479
baseline
▲ 0.50% · 4.625%
HK$35,244
+HK$1,765/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$66,958/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,336
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,280
−HK$958/mo
Today · 4.125%
HK$32,238
baseline
▲ 0.50% · 4.625%
HK$34,200
+HK$1,962/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,476/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,748
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,654
−HK$918/mo
Today · 4.125%
HK$35,572
baseline
▲ 0.50% · 4.625%
HK$37,447
+HK$1,875/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,144/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,120
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,120
−HK$1,015/mo
Today · 4.125%
HK$34,135
baseline
▲ 0.50% · 4.625%
HK$36,212
+HK$2,077/mo
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$68,270/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,734
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,692
−HK$972/mo
Today · 4.125%
HK$37,664
baseline
▲ 0.50% · 4.625%
HK$39,650
+HK$1,986/mo
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$75,328/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,773 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).