▼ 0.50% · 3.625%
HK$16,898
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,424
−HK$534/mo
Today · 4.125%
HK$17,958
baseline
▲ 0.50% · 4.625%
HK$19,050
+HK$1,092/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,916/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,799
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,303
−HK$512/mo
Today · 4.125%
HK$19,815
baseline
▲ 0.50% · 4.625%
HK$20,859
+HK$1,044/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,630/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,588
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,166
−HK$588/mo
Today · 4.125%
HK$19,754
baseline
▲ 0.50% · 4.625%
HK$20,955
+HK$1,201/mo
Deposit HK$3.33M · loan HK$4.08M · min. income ≈ HK$39,508/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,679
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,233
−HK$563/mo
Today · 4.125%
HK$21,796
baseline
▲ 0.50% · 4.625%
HK$22,945
+HK$1,149/mo
Deposit HK$3.33M · loan HK$4.08M · min. income ≈ HK$43,592/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,278
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,908
−HK$641/mo
Today · 4.125%
HK$21,549
baseline
▲ 0.50% · 4.625%
HK$22,861
+HK$1,312/mo
Deposit HK$2.96M · loan HK$4.45M · min. income ≈ HK$43,098/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,559
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,164
−HK$614/mo
Today · 4.125%
HK$23,778
baseline
▲ 0.50% · 4.625%
HK$25,031
+HK$1,253/mo
Deposit HK$2.96M · loan HK$4.45M · min. income ≈ HK$47,556/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,968
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,651
−HK$694/mo
Today · 4.125%
HK$23,345
baseline
▲ 0.50% · 4.625%
HK$24,766
+HK$1,421/mo
Deposit HK$2.59M · loan HK$4.82M · min. income ≈ HK$46,690/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,439
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,094
−HK$665/mo
Today · 4.125%
HK$25,759
baseline
▲ 0.50% · 4.625%
HK$27,117
+HK$1,358/mo
Deposit HK$2.59M · loan HK$4.82M · min. income ≈ HK$51,518/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,657
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,393
−HK$748/mo
Today · 4.125%
HK$25,141
baseline
▲ 0.50% · 4.625%
HK$26,671
+HK$1,530/mo
Deposit HK$2.22M · loan HK$5.19M · min. income ≈ HK$50,282/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,319
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,024
−HK$716/mo
Today · 4.125%
HK$27,740
baseline
▲ 0.50% · 4.625%
HK$29,203
+HK$1,463/mo
Deposit HK$2.22M · loan HK$5.19M · min. income ≈ HK$55,480/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,347
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,136
−HK$801/mo
Today · 4.125%
HK$26,937
baseline
▲ 0.50% · 4.625%
HK$28,576
+HK$1,639/mo
Deposit HK$1.85M · loan HK$5.56M · min. income ≈ HK$53,874/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,198
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,955
−HK$767/mo
Today · 4.125%
HK$29,722
baseline
▲ 0.50% · 4.625%
HK$31,289
+HK$1,567/mo
Deposit HK$1.85M · loan HK$5.56M · min. income ≈ HK$59,444/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,037
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,878
−HK$854/mo
Today · 4.125%
HK$28,732
baseline
▲ 0.50% · 4.625%
HK$30,481
+HK$1,749/mo
Deposit HK$1.48M · loan HK$5.93M · min. income ≈ HK$57,464/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,078
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,885
−HK$818/mo
Today · 4.125%
HK$31,703
baseline
▲ 0.50% · 4.625%
HK$33,374
+HK$1,671/mo
Deposit HK$1.48M · loan HK$5.93M · min. income ≈ HK$63,406/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,727
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,620
−HK$908/mo
Today · 4.125%
HK$30,528
baseline
▲ 0.50% · 4.625%
HK$32,386
+HK$1,858/mo
Deposit HK$1.11M · loan HK$6.30M · min. income ≈ HK$61,056/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,958
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,815
−HK$870/mo
Today · 4.125%
HK$33,685
baseline
▲ 0.50% · 4.625%
HK$35,460
+HK$1,775/mo
Deposit HK$1.11M · loan HK$6.30M · min. income ≈ HK$67,370/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,417
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,363
−HK$961/mo
Today · 4.125%
HK$32,324
baseline
▲ 0.50% · 4.625%
HK$34,291
+HK$1,967/mo
Deposit HK$741K · loan HK$6.67M · min. income ≈ HK$64,648/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,838
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,746
−HK$920/mo
Today · 4.125%
HK$35,666
baseline
▲ 0.50% · 4.625%
HK$37,546
+HK$1,880/mo
Deposit HK$741K · loan HK$6.67M · min. income ≈ HK$71,332/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$222,319 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).