▼ 0.50% · 3.625%
HK$17,061
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,592
−HK$539/mo
Today · 4.125%
HK$18,131
baseline
▲ 0.50% · 4.625%
HK$19,234
+HK$1,103/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,262/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,980
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,490
−HK$516/mo
Today · 4.125%
HK$20,006
baseline
▲ 0.50% · 4.625%
HK$21,060
+HK$1,054/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$40,012/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,767
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,351
−HK$593/mo
Today · 4.125%
HK$19,944
baseline
▲ 0.50% · 4.625%
HK$21,158
+HK$1,214/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,888/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,879
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,438
−HK$569/mo
Today · 4.125%
HK$22,007
baseline
▲ 0.50% · 4.625%
HK$23,167
+HK$1,160/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,014/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,474
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,110
−HK$647/mo
Today · 4.125%
HK$21,757
baseline
▲ 0.50% · 4.625%
HK$23,081
+HK$1,324/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,514/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,777
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,387
−HK$620/mo
Today · 4.125%
HK$24,007
baseline
▲ 0.50% · 4.625%
HK$25,273
+HK$1,266/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$48,014/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,180
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,870
−HK$700/mo
Today · 4.125%
HK$23,570
baseline
▲ 0.50% · 4.625%
HK$25,005
+HK$1,435/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$47,140/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,675
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,336
−HK$672/mo
Today · 4.125%
HK$26,008
baseline
▲ 0.50% · 4.625%
HK$27,379
+HK$1,371/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$52,016/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,886
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,629
−HK$755/mo
Today · 4.125%
HK$25,384
baseline
▲ 0.50% · 4.625%
HK$26,928
+HK$1,544/mo
Deposit HK$2.24M · loan HK$5.24M · min. income ≈ HK$50,768/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,573
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,285
−HK$723/mo
Today · 4.125%
HK$28,008
baseline
▲ 0.50% · 4.625%
HK$29,485
+HK$1,477/mo
Deposit HK$2.24M · loan HK$5.24M · min. income ≈ HK$56,016/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,592
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,388
−HK$809/mo
Today · 4.125%
HK$27,197
baseline
▲ 0.50% · 4.625%
HK$28,852
+HK$1,655/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$54,394/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,471
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,234
−HK$775/mo
Today · 4.125%
HK$30,009
baseline
▲ 0.50% · 4.625%
HK$31,591
+HK$1,582/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$60,018/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,298
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,147
−HK$863/mo
Today · 4.125%
HK$29,010
baseline
▲ 0.50% · 4.625%
HK$30,775
+HK$1,765/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$58,020/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,369
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,183
−HK$826/mo
Today · 4.125%
HK$32,009
baseline
▲ 0.50% · 4.625%
HK$33,697
+HK$1,688/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$64,018/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,004
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,906
−HK$917/mo
Today · 4.125%
HK$30,823
baseline
▲ 0.50% · 4.625%
HK$32,698
+HK$1,875/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$61,646/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,267
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,132
−HK$878/mo
Today · 4.125%
HK$34,010
baseline
▲ 0.50% · 4.625%
HK$35,803
+HK$1,793/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$68,020/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,710
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,666
−HK$970/mo
Today · 4.125%
HK$32,636
baseline
▲ 0.50% · 4.625%
HK$34,622
+HK$1,986/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$65,272/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,165
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,081
−HK$930/mo
Today · 4.125%
HK$36,011
baseline
▲ 0.50% · 4.625%
HK$37,909
+HK$1,898/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$72,022/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,465 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).