▼ 0.50% · 3.625%
HK$17,294
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,832
−HK$547/mo
Today · 4.125%
HK$18,379
baseline
▲ 0.50% · 4.625%
HK$19,497
+HK$1,118/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,758/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,240
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,756
−HK$523/mo
Today · 4.125%
HK$20,279
baseline
▲ 0.50% · 4.625%
HK$21,348
+HK$1,069/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,558/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,024
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,616
−HK$601/mo
Today · 4.125%
HK$20,217
baseline
▲ 0.50% · 4.625%
HK$21,447
+HK$1,230/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$40,434/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,164
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,731
−HK$576/mo
Today · 4.125%
HK$22,307
baseline
▲ 0.50% · 4.625%
HK$23,483
+HK$1,176/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$44,614/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,753
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,399
−HK$656/mo
Today · 4.125%
HK$22,055
baseline
▲ 0.50% · 4.625%
HK$23,397
+HK$1,342/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$44,110/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,088
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,707
−HK$628/mo
Today · 4.125%
HK$24,335
baseline
▲ 0.50% · 4.625%
HK$25,618
+HK$1,283/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$48,670/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,483
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,182
−HK$711/mo
Today · 4.125%
HK$23,893
baseline
▲ 0.50% · 4.625%
HK$25,346
+HK$1,453/mo
Deposit HK$2.65M · loan HK$4.93M · min. income ≈ HK$47,786/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,012
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,683
−HK$680/mo
Today · 4.125%
HK$26,363
baseline
▲ 0.50% · 4.625%
HK$27,753
+HK$1,390/mo
Deposit HK$2.65M · loan HK$4.93M · min. income ≈ HK$52,726/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,212
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,965
−HK$765/mo
Today · 4.125%
HK$25,730
baseline
▲ 0.50% · 4.625%
HK$27,296
+HK$1,566/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$51,460/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,936
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,658
−HK$733/mo
Today · 4.125%
HK$28,391
baseline
▲ 0.50% · 4.625%
HK$29,888
+HK$1,497/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$56,782/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,942
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,749
−HK$819/mo
Today · 4.125%
HK$27,568
baseline
▲ 0.50% · 4.625%
HK$29,246
+HK$1,678/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$55,136/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,860
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,634
−HK$785/mo
Today · 4.125%
HK$30,419
baseline
▲ 0.50% · 4.625%
HK$32,022
+HK$1,603/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$60,838/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,671
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,532
−HK$874/mo
Today · 4.125%
HK$29,406
baseline
▲ 0.50% · 4.625%
HK$31,196
+HK$1,790/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$58,812/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,784
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,609
−HK$838/mo
Today · 4.125%
HK$32,447
baseline
▲ 0.50% · 4.625%
HK$34,157
+HK$1,710/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$64,894/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,401
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,315
−HK$929/mo
Today · 4.125%
HK$31,244
baseline
▲ 0.50% · 4.625%
HK$33,145
+HK$1,901/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$62,488/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,708
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,585
−HK$890/mo
Today · 4.125%
HK$34,475
baseline
▲ 0.50% · 4.625%
HK$36,292
+HK$1,817/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$68,950/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,130
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,098
−HK$984/mo
Today · 4.125%
HK$33,082
baseline
▲ 0.50% · 4.625%
HK$35,095
+HK$2,013/mo
Deposit HK$758K · loan HK$6.83M · min. income ≈ HK$66,164/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,632
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,561
−HK$942/mo
Today · 4.125%
HK$36,503
baseline
▲ 0.50% · 4.625%
HK$38,427
+HK$1,924/mo
Deposit HK$758K · loan HK$6.83M · min. income ≈ HK$73,006/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,533 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).