▼ 0.50% · 3.625%
HK$17,082
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,613
−HK$540/mo
Today · 4.125%
HK$18,153
baseline
▲ 0.50% · 4.625%
HK$19,258
+HK$1,105/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,306/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,004
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,513
−HK$517/mo
Today · 4.125%
HK$20,030
baseline
▲ 0.50% · 4.625%
HK$21,086
+HK$1,056/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,060/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,790
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,375
−HK$594/mo
Today · 4.125%
HK$19,969
baseline
▲ 0.50% · 4.625%
HK$21,184
+HK$1,215/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,938/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,904
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,465
−HK$568/mo
Today · 4.125%
HK$22,033
baseline
▲ 0.50% · 4.625%
HK$23,195
+HK$1,162/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,066/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,498
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,136
−HK$648/mo
Today · 4.125%
HK$21,784
baseline
▲ 0.50% · 4.625%
HK$23,109
+HK$1,325/mo
Deposit HK$3.00M · loan HK$4.49M · min. income ≈ HK$43,568/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,804
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,416
−HK$620/mo
Today · 4.125%
HK$24,036
baseline
▲ 0.50% · 4.625%
HK$25,303
+HK$1,267/mo
Deposit HK$3.00M · loan HK$4.49M · min. income ≈ HK$48,072/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,207
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,897
−HK$702/mo
Today · 4.125%
HK$23,599
baseline
▲ 0.50% · 4.625%
HK$25,035
+HK$1,436/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,198/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,705
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,367
−HK$672/mo
Today · 4.125%
HK$26,039
baseline
▲ 0.50% · 4.625%
HK$27,412
+HK$1,373/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,078/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,915
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,659
−HK$756/mo
Today · 4.125%
HK$25,415
baseline
▲ 0.50% · 4.625%
HK$26,961
+HK$1,546/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$50,830/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,605
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,319
−HK$723/mo
Today · 4.125%
HK$28,042
baseline
▲ 0.50% · 4.625%
HK$29,521
+HK$1,479/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$56,084/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,623
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,420
−HK$810/mo
Today · 4.125%
HK$27,230
baseline
▲ 0.50% · 4.625%
HK$28,887
+HK$1,657/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,460/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,505
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,270
−HK$776/mo
Today · 4.125%
HK$30,046
baseline
▲ 0.50% · 4.625%
HK$31,629
+HK$1,583/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,092/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,331
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,181
−HK$864/mo
Today · 4.125%
HK$29,045
baseline
▲ 0.50% · 4.625%
HK$30,813
+HK$1,768/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$58,090/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,406
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,221
−HK$828/mo
Today · 4.125%
HK$32,049
baseline
▲ 0.50% · 4.625%
HK$33,738
+HK$1,689/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$64,098/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,040
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,943
−HK$918/mo
Today · 4.125%
HK$30,861
baseline
▲ 0.50% · 4.625%
HK$32,738
+HK$1,877/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,722/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,306
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,173
−HK$879/mo
Today · 4.125%
HK$34,052
baseline
▲ 0.50% · 4.625%
HK$35,846
+HK$1,794/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,104/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,748
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,704
−HK$972/mo
Today · 4.125%
HK$32,676
baseline
▲ 0.50% · 4.625%
HK$34,664
+HK$1,988/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$65,352/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,207
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,124
−HK$931/mo
Today · 4.125%
HK$36,055
baseline
▲ 0.50% · 4.625%
HK$37,955
+HK$1,900/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$72,110/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,739 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).