▼ 0.50% · 3.625%
HK$17,231
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,767
−HK$545/mo
Today · 4.125%
HK$18,312
baseline
▲ 0.50% · 4.625%
HK$19,426
+HK$1,114/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,624/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,170
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,684
−HK$521/mo
Today · 4.125%
HK$20,205
baseline
▲ 0.50% · 4.625%
HK$21,270
+HK$1,065/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,410/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,955
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,544
−HK$599/mo
Today · 4.125%
HK$20,143
baseline
▲ 0.50% · 4.625%
HK$21,369
+HK$1,226/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,286/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,087
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,652
−HK$574/mo
Today · 4.125%
HK$22,226
baseline
▲ 0.50% · 4.625%
HK$23,398
+HK$1,172/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,452/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,678
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,321
−HK$653/mo
Today · 4.125%
HK$21,974
baseline
▲ 0.50% · 4.625%
HK$23,311
+HK$1,337/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,948/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,004
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,621
−HK$625/mo
Today · 4.125%
HK$24,246
baseline
▲ 0.50% · 4.625%
HK$25,525
+HK$1,279/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,492/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,401
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,098
−HK$708/mo
Today · 4.125%
HK$23,806
baseline
▲ 0.50% · 4.625%
HK$25,254
+HK$1,448/mo
Deposit HK$2.64M · loan HK$4.91M · min. income ≈ HK$47,612/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,921
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,589
−HK$678/mo
Today · 4.125%
HK$26,267
baseline
▲ 0.50% · 4.625%
HK$27,652
+HK$1,385/mo
Deposit HK$2.64M · loan HK$4.91M · min. income ≈ HK$52,534/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,124
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,874
−HK$763/mo
Today · 4.125%
HK$25,637
baseline
▲ 0.50% · 4.625%
HK$27,197
+HK$1,560/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,274/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,838
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,557
−HK$731/mo
Today · 4.125%
HK$28,288
baseline
▲ 0.50% · 4.625%
HK$29,779
+HK$1,491/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,576/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,847
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,651
−HK$817/mo
Today · 4.125%
HK$27,468
baseline
▲ 0.50% · 4.625%
HK$29,139
+HK$1,671/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,936/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,755
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,526
−HK$782/mo
Today · 4.125%
HK$30,308
baseline
▲ 0.50% · 4.625%
HK$31,906
+HK$1,598/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,616/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,570
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,428
−HK$871/mo
Today · 4.125%
HK$29,299
baseline
▲ 0.50% · 4.625%
HK$31,082
+HK$1,783/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$58,598/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,672
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,494
−HK$835/mo
Today · 4.125%
HK$32,329
baseline
▲ 0.50% · 4.625%
HK$34,033
+HK$1,704/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$64,658/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,293
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,205
−HK$925/mo
Today · 4.125%
HK$31,130
baseline
▲ 0.50% · 4.625%
HK$33,024
+HK$1,894/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$62,260/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,589
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,463
−HK$886/mo
Today · 4.125%
HK$34,349
baseline
▲ 0.50% · 4.625%
HK$36,160
+HK$1,811/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$68,698/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,016
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,981
−HK$980/mo
Today · 4.125%
HK$32,961
baseline
▲ 0.50% · 4.625%
HK$34,967
+HK$2,006/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$65,922/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,506
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,431
−HK$939/mo
Today · 4.125%
HK$36,370
baseline
▲ 0.50% · 4.625%
HK$38,287
+HK$1,917/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$72,740/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,704 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).