▼ 0.50% · 3.625%
HK$17,059
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,590
−HK$539/mo
Today · 4.125%
HK$18,129
baseline
▲ 0.50% · 4.625%
HK$19,232
+HK$1,103/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,258/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,978
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,487
−HK$516/mo
Today · 4.125%
HK$20,003
baseline
▲ 0.50% · 4.625%
HK$21,058
+HK$1,055/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$40,006/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,765
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,348
−HK$593/mo
Today · 4.125%
HK$19,941
baseline
▲ 0.50% · 4.625%
HK$21,155
+HK$1,214/mo
Deposit HK$3.37M · loan HK$4.11M · min. income ≈ HK$39,882/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,876
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,435
−HK$568/mo
Today · 4.125%
HK$22,003
baseline
▲ 0.50% · 4.625%
HK$23,163
+HK$1,160/mo
Deposit HK$3.37M · loan HK$4.11M · min. income ≈ HK$44,006/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,471
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,107
−HK$647/mo
Today · 4.125%
HK$21,754
baseline
▲ 0.50% · 4.625%
HK$23,078
+HK$1,324/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,508/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,773
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,384
−HK$620/mo
Today · 4.125%
HK$24,004
baseline
▲ 0.50% · 4.625%
HK$25,269
+HK$1,265/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$48,008/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,177
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,866
−HK$701/mo
Today · 4.125%
HK$23,567
baseline
▲ 0.50% · 4.625%
HK$25,001
+HK$1,434/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$47,134/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,671
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,333
−HK$671/mo
Today · 4.125%
HK$26,004
baseline
▲ 0.50% · 4.625%
HK$27,375
+HK$1,371/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$52,008/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,882
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,625
−HK$755/mo
Today · 4.125%
HK$25,380
baseline
▲ 0.50% · 4.625%
HK$26,924
+HK$1,544/mo
Deposit HK$2.24M · loan HK$5.24M · min. income ≈ HK$50,760/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,569
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,282
−HK$722/mo
Today · 4.125%
HK$28,004
baseline
▲ 0.50% · 4.625%
HK$29,481
+HK$1,477/mo
Deposit HK$2.24M · loan HK$5.24M · min. income ≈ HK$56,008/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,588
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,384
−HK$809/mo
Today · 4.125%
HK$27,193
baseline
▲ 0.50% · 4.625%
HK$28,848
+HK$1,655/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$54,386/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,467
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,230
−HK$775/mo
Today · 4.125%
HK$30,005
baseline
▲ 0.50% · 4.625%
HK$31,586
+HK$1,581/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$60,010/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,294
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,143
−HK$863/mo
Today · 4.125%
HK$29,006
baseline
▲ 0.50% · 4.625%
HK$30,771
+HK$1,765/mo
Deposit HK$1.50M · loan HK$5.98M · min. income ≈ HK$58,012/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,365
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,179
−HK$826/mo
Today · 4.125%
HK$32,005
baseline
▲ 0.50% · 4.625%
HK$33,692
+HK$1,687/mo
Deposit HK$1.50M · loan HK$5.98M · min. income ≈ HK$64,010/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,000
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,902
−HK$917/mo
Today · 4.125%
HK$30,819
baseline
▲ 0.50% · 4.625%
HK$32,694
+HK$1,875/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$61,638/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,262
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,128
−HK$877/mo
Today · 4.125%
HK$34,005
baseline
▲ 0.50% · 4.625%
HK$35,798
+HK$1,793/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$68,010/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,706
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,661
−HK$971/mo
Today · 4.125%
HK$32,632
baseline
▲ 0.50% · 4.625%
HK$34,617
+HK$1,985/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$65,264/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,160
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,076
−HK$930/mo
Today · 4.125%
HK$36,006
baseline
▲ 0.50% · 4.625%
HK$37,904
+HK$1,898/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$72,012/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,434 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).