▼ 0.50% · 3.625%
HK$16,821
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,344
−HK$532/mo
Today · 4.125%
HK$17,876
baseline
▲ 0.50% · 4.625%
HK$18,964
+HK$1,088/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,752/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,713
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,215
−HK$509/mo
Today · 4.125%
HK$19,724
baseline
▲ 0.50% · 4.625%
HK$20,764
+HK$1,040/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,448/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,503
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,079
−HK$585/mo
Today · 4.125%
HK$19,664
baseline
▲ 0.50% · 4.625%
HK$20,860
+HK$1,196/mo
Deposit HK$3.32M · loan HK$4.06M · min. income ≈ HK$39,328/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,585
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,137
−HK$560/mo
Today · 4.125%
HK$21,697
baseline
▲ 0.50% · 4.625%
HK$22,841
+HK$1,144/mo
Deposit HK$3.32M · loan HK$4.06M · min. income ≈ HK$43,394/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,185
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,813
−HK$638/mo
Today · 4.125%
HK$21,451
baseline
▲ 0.50% · 4.625%
HK$22,756
+HK$1,305/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,902/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,456
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,058
−HK$611/mo
Today · 4.125%
HK$23,669
baseline
▲ 0.50% · 4.625%
HK$24,917
+HK$1,248/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,338/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,868
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,548
−HK$691/mo
Today · 4.125%
HK$23,239
baseline
▲ 0.50% · 4.625%
HK$24,653
+HK$1,414/mo
Deposit HK$2.58M · loan HK$4.79M · min. income ≈ HK$46,478/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,327
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,980
−HK$662/mo
Today · 4.125%
HK$25,642
baseline
▲ 0.50% · 4.625%
HK$26,993
+HK$1,351/mo
Deposit HK$2.58M · loan HK$4.79M · min. income ≈ HK$51,284/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,550
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,282
−HK$744/mo
Today · 4.125%
HK$25,026
baseline
▲ 0.50% · 4.625%
HK$26,549
+HK$1,523/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$50,052/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,199
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,901
−HK$713/mo
Today · 4.125%
HK$27,614
baseline
▲ 0.50% · 4.625%
HK$29,070
+HK$1,456/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$55,228/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,232
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,017
−HK$797/mo
Today · 4.125%
HK$26,814
baseline
▲ 0.50% · 4.625%
HK$28,446
+HK$1,632/mo
Deposit HK$1.84M · loan HK$5.53M · min. income ≈ HK$53,628/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,070
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,823
−HK$764/mo
Today · 4.125%
HK$29,587
baseline
▲ 0.50% · 4.625%
HK$31,146
+HK$1,559/mo
Deposit HK$1.84M · loan HK$5.53M · min. income ≈ HK$59,174/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,914
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,751
−HK$851/mo
Today · 4.125%
HK$28,602
baseline
▲ 0.50% · 4.625%
HK$30,342
+HK$1,740/mo
Deposit HK$1.48M · loan HK$5.90M · min. income ≈ HK$57,204/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,941
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,744
−HK$815/mo
Today · 4.125%
HK$31,559
baseline
▲ 0.50% · 4.625%
HK$33,223
+HK$1,664/mo
Deposit HK$1.48M · loan HK$5.90M · min. income ≈ HK$63,118/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,596
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,486
−HK$903/mo
Today · 4.125%
HK$30,389
baseline
▲ 0.50% · 4.625%
HK$32,238
+HK$1,849/mo
Deposit HK$1.11M · loan HK$6.27M · min. income ≈ HK$60,778/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,813
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,666
−HK$866/mo
Today · 4.125%
HK$33,532
baseline
▲ 0.50% · 4.625%
HK$35,299
+HK$1,767/mo
Deposit HK$1.11M · loan HK$6.27M · min. income ≈ HK$67,064/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,278
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,220
−HK$957/mo
Today · 4.125%
HK$32,177
baseline
▲ 0.50% · 4.625%
HK$34,135
+HK$1,958/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$64,354/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,684
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,588
−HK$916/mo
Today · 4.125%
HK$35,504
baseline
▲ 0.50% · 4.625%
HK$37,375
+HK$1,871/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$71,008/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$221,307 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).