▼ 0.50% · 3.625%
HK$16,416
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,926
−HK$519/mo
Today · 4.125%
HK$17,445
baseline
▲ 0.50% · 4.625%
HK$18,507
+HK$1,062/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,890/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,262
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,752
−HK$497/mo
Today · 4.125%
HK$19,249
baseline
▲ 0.50% · 4.625%
HK$20,264
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,498/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,057
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,619
−HK$571/mo
Today · 4.125%
HK$19,190
baseline
▲ 0.50% · 4.625%
HK$20,357
+HK$1,167/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,380/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,089
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,627
−HK$547/mo
Today · 4.125%
HK$21,174
baseline
▲ 0.50% · 4.625%
HK$22,290
+HK$1,116/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,348/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,699
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,312
−HK$622/mo
Today · 4.125%
HK$20,934
baseline
▲ 0.50% · 4.625%
HK$22,208
+HK$1,274/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,868/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,915
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,503
−HK$596/mo
Today · 4.125%
HK$23,099
baseline
▲ 0.50% · 4.625%
HK$24,316
+HK$1,217/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,198/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,341
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,004
−HK$675/mo
Today · 4.125%
HK$22,679
baseline
▲ 0.50% · 4.625%
HK$24,059
+HK$1,380/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,358/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,741
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,378
−HK$646/mo
Today · 4.125%
HK$25,024
baseline
▲ 0.50% · 4.625%
HK$26,343
+HK$1,319/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,048/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,982
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,697
−HK$726/mo
Today · 4.125%
HK$24,423
baseline
▲ 0.50% · 4.625%
HK$25,909
+HK$1,486/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,846/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,567
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,253
−HK$696/mo
Today · 4.125%
HK$26,949
baseline
▲ 0.50% · 4.625%
HK$28,369
+HK$1,420/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,898/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,624
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,390
−HK$778/mo
Today · 4.125%
HK$26,168
baseline
▲ 0.50% · 4.625%
HK$27,760
+HK$1,592/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,336/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,394
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,128
−HK$746/mo
Today · 4.125%
HK$28,874
baseline
▲ 0.50% · 4.625%
HK$30,396
+HK$1,522/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,748/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,265
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,082
−HK$830/mo
Today · 4.125%
HK$27,912
baseline
▲ 0.50% · 4.625%
HK$29,611
+HK$1,699/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,824/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,220
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$30,003
−HK$795/mo
Today · 4.125%
HK$30,798
baseline
▲ 0.50% · 4.625%
HK$32,422
+HK$1,624/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,596/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,907
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,775
−HK$882/mo
Today · 4.125%
HK$29,657
baseline
▲ 0.50% · 4.625%
HK$31,461
+HK$1,804/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,314/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,046
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,879
−HK$844/mo
Today · 4.125%
HK$32,723
baseline
▲ 0.50% · 4.625%
HK$34,448
+HK$1,725/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,446/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,548
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,468
−HK$933/mo
Today · 4.125%
HK$31,401
baseline
▲ 0.50% · 4.625%
HK$33,312
+HK$1,911/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,802/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,872
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,754
−HK$894/mo
Today · 4.125%
HK$34,648
baseline
▲ 0.50% · 4.625%
HK$36,475
+HK$1,827/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,296/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,973 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).