▼ 0.50% · 3.625%
HK$17,355
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,894
−HK$549/mo
Today · 4.125%
HK$18,443
baseline
▲ 0.50% · 4.625%
HK$19,565
+HK$1,122/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,886/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,307
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,825
−HK$525/mo
Today · 4.125%
HK$20,350
baseline
▲ 0.50% · 4.625%
HK$21,423
+HK$1,073/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,700/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,090
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,684
−HK$603/mo
Today · 4.125%
HK$20,287
baseline
▲ 0.50% · 4.625%
HK$21,522
+HK$1,235/mo
Deposit HK$3.42M · loan HK$4.19M · min. income ≈ HK$40,574/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,238
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,807
−HK$578/mo
Today · 4.125%
HK$22,385
baseline
▲ 0.50% · 4.625%
HK$23,565
+HK$1,180/mo
Deposit HK$3.42M · loan HK$4.19M · min. income ≈ HK$44,770/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,826
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,473
−HK$658/mo
Today · 4.125%
HK$22,131
baseline
▲ 0.50% · 4.625%
HK$23,478
+HK$1,347/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$44,262/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,168
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,790
−HK$630/mo
Today · 4.125%
HK$24,420
baseline
▲ 0.50% · 4.625%
HK$25,707
+HK$1,287/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$48,840/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,561
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,263
−HK$713/mo
Today · 4.125%
HK$23,976
baseline
▲ 0.50% · 4.625%
HK$25,435
+HK$1,459/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$47,952/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,099
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,772
−HK$683/mo
Today · 4.125%
HK$26,455
baseline
▲ 0.50% · 4.625%
HK$27,849
+HK$1,394/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$52,910/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,296
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,052
−HK$768/mo
Today · 4.125%
HK$25,820
baseline
▲ 0.50% · 4.625%
HK$27,391
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,640/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,030
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,754
−HK$736/mo
Today · 4.125%
HK$28,490
baseline
▲ 0.50% · 4.625%
HK$29,992
+HK$1,502/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,980/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,032
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,842
−HK$822/mo
Today · 4.125%
HK$27,664
baseline
▲ 0.50% · 4.625%
HK$29,348
+HK$1,684/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,328/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,960
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,737
−HK$788/mo
Today · 4.125%
HK$30,525
baseline
▲ 0.50% · 4.625%
HK$32,134
+HK$1,609/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,050/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,767
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,631
−HK$878/mo
Today · 4.125%
HK$29,509
baseline
▲ 0.50% · 4.625%
HK$31,304
+HK$1,795/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$59,018/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,891
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,719
−HK$841/mo
Today · 4.125%
HK$32,560
baseline
▲ 0.50% · 4.625%
HK$34,276
+HK$1,716/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,120/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,503
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,421
−HK$932/mo
Today · 4.125%
HK$31,353
baseline
▲ 0.50% · 4.625%
HK$33,261
+HK$1,908/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,706/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,822
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,702
−HK$893/mo
Today · 4.125%
HK$34,595
baseline
▲ 0.50% · 4.625%
HK$36,418
+HK$1,823/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,190/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,238
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,210
−HK$987/mo
Today · 4.125%
HK$33,197
baseline
▲ 0.50% · 4.625%
HK$35,217
+HK$2,020/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,394/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,752
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,684
−HK$946/mo
Today · 4.125%
HK$36,630
baseline
▲ 0.50% · 4.625%
HK$38,561
+HK$1,931/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,260/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,325 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).