▼ 0.50% · 3.625%
HK$18,229
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,796
−HK$576/mo
Today · 4.125%
HK$19,372
baseline
▲ 0.50% · 4.625%
HK$20,551
+HK$1,179/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,744/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,280
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,823
−HK$552/mo
Today · 4.125%
HK$21,375
baseline
▲ 0.50% · 4.625%
HK$22,502
+HK$1,127/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,750/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,052
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,676
−HK$633/mo
Today · 4.125%
HK$21,309
baseline
▲ 0.50% · 4.625%
HK$22,606
+HK$1,297/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,618/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,308
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,906
−HK$607/mo
Today · 4.125%
HK$23,513
baseline
▲ 0.50% · 4.625%
HK$24,752
+HK$1,239/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,026/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,875
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,555
−HK$692/mo
Today · 4.125%
HK$23,247
baseline
▲ 0.50% · 4.625%
HK$24,661
+HK$1,414/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,494/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,335
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,988
−HK$662/mo
Today · 4.125%
HK$25,650
baseline
▲ 0.50% · 4.625%
HK$27,002
+HK$1,352/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,300/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,698
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,435
−HK$749/mo
Today · 4.125%
HK$25,184
baseline
▲ 0.50% · 4.625%
HK$26,716
+HK$1,532/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,368/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,363
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,070
−HK$718/mo
Today · 4.125%
HK$27,788
baseline
▲ 0.50% · 4.625%
HK$29,252
+HK$1,464/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,576/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,521
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,314
−HK$807/mo
Today · 4.125%
HK$27,121
baseline
▲ 0.50% · 4.625%
HK$28,771
+HK$1,650/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,242/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,391
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,153
−HK$772/mo
Today · 4.125%
HK$29,925
baseline
▲ 0.50% · 4.625%
HK$31,503
+HK$1,578/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,850/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,343
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,194
−HK$864/mo
Today · 4.125%
HK$29,058
baseline
▲ 0.50% · 4.625%
HK$30,826
+HK$1,768/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,116/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,419
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,235
−HK$828/mo
Today · 4.125%
HK$32,063
baseline
▲ 0.50% · 4.625%
HK$33,753
+HK$1,690/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,126/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,166
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,074
−HK$921/mo
Today · 4.125%
HK$30,995
baseline
▲ 0.50% · 4.625%
HK$32,881
+HK$1,886/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$61,990/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,447
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,317
−HK$883/mo
Today · 4.125%
HK$34,200
baseline
▲ 0.50% · 4.625%
HK$36,003
+HK$1,803/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,400/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,989
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,953
−HK$980/mo
Today · 4.125%
HK$32,933
baseline
▲ 0.50% · 4.625%
HK$34,936
+HK$2,003/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,866/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,475
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,400
−HK$938/mo
Today · 4.125%
HK$36,338
baseline
▲ 0.50% · 4.625%
HK$38,253
+HK$1,915/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,676/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,812
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,833
−HK$1,037/mo
Today · 4.125%
HK$34,870
baseline
▲ 0.50% · 4.625%
HK$36,992
+HK$2,122/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,740/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,503
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,482
−HK$993/mo
Today · 4.125%
HK$38,475
baseline
▲ 0.50% · 4.625%
HK$40,503
+HK$2,028/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,950/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,828 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).