▼ 0.50% · 3.625%
HK$20,848
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,496
−HK$659/mo
Today · 4.125%
HK$22,155
baseline
▲ 0.50% · 4.625%
HK$23,503
+HK$1,348/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,310/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,193
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,815
−HK$631/mo
Today · 4.125%
HK$24,446
baseline
▲ 0.50% · 4.625%
HK$25,734
+HK$1,288/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,892/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,932
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,646
−HK$724/mo
Today · 4.125%
HK$24,370
baseline
▲ 0.50% · 4.625%
HK$25,853
+HK$1,483/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,740/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,512
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,196
−HK$694/mo
Today · 4.125%
HK$26,890
baseline
▲ 0.50% · 4.625%
HK$28,308
+HK$1,418/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,780/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,017
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,795
−HK$791/mo
Today · 4.125%
HK$26,586
baseline
▲ 0.50% · 4.625%
HK$28,204
+HK$1,618/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,172/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,831
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,578
−HK$757/mo
Today · 4.125%
HK$29,335
baseline
▲ 0.50% · 4.625%
HK$30,881
+HK$1,546/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,670/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,102
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,945
−HK$856/mo
Today · 4.125%
HK$28,801
baseline
▲ 0.50% · 4.625%
HK$30,554
+HK$1,753/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,602/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,151
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,959
−HK$820/mo
Today · 4.125%
HK$31,779
baseline
▲ 0.50% · 4.625%
HK$33,455
+HK$1,676/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,558/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,187
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,094
−HK$923/mo
Today · 4.125%
HK$31,017
baseline
▲ 0.50% · 4.625%
HK$32,904
+HK$1,887/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,034/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,470
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,341
−HK$883/mo
Today · 4.125%
HK$34,224
baseline
▲ 0.50% · 4.625%
HK$36,028
+HK$1,804/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,448/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,271
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,244
−HK$988/mo
Today · 4.125%
HK$33,232
baseline
▲ 0.50% · 4.625%
HK$35,254
+HK$2,022/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,464/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,789
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,722
−HK$947/mo
Today · 4.125%
HK$36,669
baseline
▲ 0.50% · 4.625%
HK$38,601
+HK$1,932/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,338/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,356
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,394
−HK$1,054/mo
Today · 4.125%
HK$35,448
baseline
▲ 0.50% · 4.625%
HK$37,605
+HK$2,157/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,896/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,108
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,104
−HK$1,009/mo
Today · 4.125%
HK$39,113
baseline
▲ 0.50% · 4.625%
HK$41,175
+HK$2,062/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,226/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,441
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,543
−HK$1,120/mo
Today · 4.125%
HK$37,663
baseline
▲ 0.50% · 4.625%
HK$39,955
+HK$2,292/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,326/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,428
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,485
−HK$1,073/mo
Today · 4.125%
HK$41,558
baseline
▲ 0.50% · 4.625%
HK$43,748
+HK$2,190/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,116/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,526
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,693
−HK$1,186/mo
Today · 4.125%
HK$39,879
baseline
▲ 0.50% · 4.625%
HK$42,305
+HK$2,426/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$79,758/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,747
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,866
−HK$1,136/mo
Today · 4.125%
HK$44,002
baseline
▲ 0.50% · 4.625%
HK$46,322
+HK$2,320/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$88,004/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,264 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).