▼ 0.50% · 3.625%
HK$22,676
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,381
−HK$717/mo
Today · 4.125%
HK$24,098
baseline
▲ 0.50% · 4.625%
HK$25,564
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,196/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,226
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,903
−HK$686/mo
Today · 4.125%
HK$26,589
baseline
▲ 0.50% · 4.625%
HK$27,991
+HK$1,402/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,178/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,943
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,719
−HK$788/mo
Today · 4.125%
HK$26,507
baseline
▲ 0.50% · 4.625%
HK$28,120
+HK$1,613/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$53,014/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,749
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,493
−HK$755/mo
Today · 4.125%
HK$29,248
baseline
▲ 0.50% · 4.625%
HK$30,790
+HK$1,542/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$58,496/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,211
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,057
−HK$860/mo
Today · 4.125%
HK$28,917
baseline
▲ 0.50% · 4.625%
HK$30,677
+HK$1,760/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,834/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,272
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,084
−HK$823/mo
Today · 4.125%
HK$31,907
baseline
▲ 0.50% · 4.625%
HK$33,589
+HK$1,682/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,814/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,478
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,395
−HK$932/mo
Today · 4.125%
HK$31,327
baseline
▲ 0.50% · 4.625%
HK$33,233
+HK$1,906/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,654/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,794
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,674
−HK$892/mo
Today · 4.125%
HK$34,566
baseline
▲ 0.50% · 4.625%
HK$36,388
+HK$1,822/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,132/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,746
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,733
−HK$1,004/mo
Today · 4.125%
HK$33,737
baseline
▲ 0.50% · 4.625%
HK$35,789
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,474/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,317
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,264
−HK$961/mo
Today · 4.125%
HK$37,225
baseline
▲ 0.50% · 4.625%
HK$39,187
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,450/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,013
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,071
−HK$1,075/mo
Today · 4.125%
HK$36,146
baseline
▲ 0.50% · 4.625%
HK$38,346
+HK$2,200/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,292/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,840
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,854
−HK$1,030/mo
Today · 4.125%
HK$39,884
baseline
▲ 0.50% · 4.625%
HK$41,986
+HK$2,102/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,768/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,281
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,410
−HK$1,146/mo
Today · 4.125%
HK$38,556
baseline
▲ 0.50% · 4.625%
HK$40,902
+HK$2,346/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,112/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,362
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,445
−HK$1,098/mo
Today · 4.125%
HK$42,543
baseline
▲ 0.50% · 4.625%
HK$44,785
+HK$2,242/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,086/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,549
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,748
−HK$1,218/mo
Today · 4.125%
HK$40,966
baseline
▲ 0.50% · 4.625%
HK$43,459
+HK$2,493/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,932/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,885
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,035
−HK$1,167/mo
Today · 4.125%
HK$45,202
baseline
▲ 0.50% · 4.625%
HK$47,584
+HK$2,382/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,404/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,816
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,086
−HK$1,290/mo
Today · 4.125%
HK$43,376
baseline
▲ 0.50% · 4.625%
HK$46,015
+HK$2,639/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$86,752/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,408
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,625
−HK$1,236/mo
Today · 4.125%
HK$47,861
baseline
▲ 0.50% · 4.625%
HK$50,384
+HK$2,523/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$95,722/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,433 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).