▼ 0.50% · 3.625%
HK$22,738
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,446
−HK$718/mo
Today · 4.125%
HK$24,164
baseline
▲ 0.50% · 4.625%
HK$25,634
+HK$1,470/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,328/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,296
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,974
−HK$689/mo
Today · 4.125%
HK$26,663
baseline
▲ 0.50% · 4.625%
HK$28,068
+HK$1,405/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,326/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,012
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,790
−HK$791/mo
Today · 4.125%
HK$26,581
baseline
▲ 0.50% · 4.625%
HK$28,198
+HK$1,617/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,162/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,826
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,572
−HK$757/mo
Today · 4.125%
HK$29,329
baseline
▲ 0.50% · 4.625%
HK$30,875
+HK$1,546/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,658/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,286
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,135
−HK$862/mo
Today · 4.125%
HK$28,997
baseline
▲ 0.50% · 4.625%
HK$30,761
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,994/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,355
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,169
−HK$826/mo
Today · 4.125%
HK$31,995
baseline
▲ 0.50% · 4.625%
HK$33,682
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,990/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,560
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,479
−HK$934/mo
Today · 4.125%
HK$31,413
baseline
▲ 0.50% · 4.625%
HK$33,325
+HK$1,912/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,826/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,885
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,767
−HK$895/mo
Today · 4.125%
HK$34,662
baseline
▲ 0.50% · 4.625%
HK$36,489
+HK$1,827/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,324/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,834
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,824
−HK$1,006/mo
Today · 4.125%
HK$33,830
baseline
▲ 0.50% · 4.625%
HK$35,888
+HK$2,058/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,660/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,414
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,364
−HK$964/mo
Today · 4.125%
HK$37,328
baseline
▲ 0.50% · 4.625%
HK$39,295
+HK$1,967/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,656/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,107
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,168
−HK$1,078/mo
Today · 4.125%
HK$36,246
baseline
▲ 0.50% · 4.625%
HK$38,452
+HK$2,206/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,492/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,944
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,962
−HK$1,032/mo
Today · 4.125%
HK$39,994
baseline
▲ 0.50% · 4.625%
HK$42,102
+HK$2,108/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,988/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,381
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,513
−HK$1,150/mo
Today · 4.125%
HK$38,663
baseline
▲ 0.50% · 4.625%
HK$41,015
+HK$2,352/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$77,326/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,474
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,559
−HK$1,101/mo
Today · 4.125%
HK$42,660
baseline
▲ 0.50% · 4.625%
HK$44,909
+HK$2,249/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$85,320/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,655
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,857
−HK$1,222/mo
Today · 4.125%
HK$41,079
baseline
▲ 0.50% · 4.625%
HK$43,579
+HK$2,500/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,158/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,003
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,157
−HK$1,170/mo
Today · 4.125%
HK$45,327
baseline
▲ 0.50% · 4.625%
HK$47,716
+HK$2,389/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,654/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,929
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,202
−HK$1,293/mo
Today · 4.125%
HK$43,495
baseline
▲ 0.50% · 4.625%
HK$46,142
+HK$2,647/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,990/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,533
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,754
−HK$1,239/mo
Today · 4.125%
HK$47,993
baseline
▲ 0.50% · 4.625%
HK$50,523
+HK$2,530/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,986/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,179 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).