▼ 0.50% · 3.625%
HK$18,123
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,687
−HK$573/mo
Today · 4.125%
HK$19,260
baseline
▲ 0.50% · 4.625%
HK$20,432
+HK$1,172/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,520/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,162
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,703
−HK$548/mo
Today · 4.125%
HK$21,251
baseline
▲ 0.50% · 4.625%
HK$22,371
+HK$1,120/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,502/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,936
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,556
−HK$630/mo
Today · 4.125%
HK$21,186
baseline
▲ 0.50% · 4.625%
HK$22,475
+HK$1,289/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$42,372/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,178
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,773
−HK$603/mo
Today · 4.125%
HK$23,376
baseline
▲ 0.50% · 4.625%
HK$24,608
+HK$1,232/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$46,752/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,748
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,424
−HK$688/mo
Today · 4.125%
HK$23,112
baseline
▲ 0.50% · 4.625%
HK$24,518
+HK$1,406/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,224/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,194
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,843
−HK$658/mo
Today · 4.125%
HK$25,501
baseline
▲ 0.50% · 4.625%
HK$26,846
+HK$1,345/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$51,002/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,560
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,293
−HK$745/mo
Today · 4.125%
HK$25,038
baseline
▲ 0.50% · 4.625%
HK$26,561
+HK$1,523/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$50,076/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,210
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,913
−HK$714/mo
Today · 4.125%
HK$27,627
baseline
▲ 0.50% · 4.625%
HK$29,083
+HK$1,456/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$55,254/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,372
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,162
−HK$802/mo
Today · 4.125%
HK$26,964
baseline
▲ 0.50% · 4.625%
HK$28,604
+HK$1,640/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$53,928/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,227
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,984
−HK$768/mo
Today · 4.125%
HK$29,752
baseline
▲ 0.50% · 4.625%
HK$31,320
+HK$1,568/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$59,504/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,185
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,030
−HK$860/mo
Today · 4.125%
HK$28,890
baseline
▲ 0.50% · 4.625%
HK$30,647
+HK$1,757/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$57,780/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,243
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,054
−HK$823/mo
Today · 4.125%
HK$31,877
baseline
▲ 0.50% · 4.625%
HK$33,557
+HK$1,680/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$63,754/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,997
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,899
−HK$917/mo
Today · 4.125%
HK$30,816
baseline
▲ 0.50% · 4.625%
HK$32,691
+HK$1,875/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$61,632/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,259
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,124
−HK$878/mo
Today · 4.125%
HK$34,002
baseline
▲ 0.50% · 4.625%
HK$35,794
+HK$1,792/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$68,004/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,809
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,768
−HK$973/mo
Today · 4.125%
HK$32,741
baseline
▲ 0.50% · 4.625%
HK$34,734
+HK$1,993/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$65,482/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,275
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,194
−HK$933/mo
Today · 4.125%
HK$36,127
baseline
▲ 0.50% · 4.625%
HK$38,031
+HK$1,904/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$72,254/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,622
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,636
−HK$1,031/mo
Today · 4.125%
HK$34,667
baseline
▲ 0.50% · 4.625%
HK$36,777
+HK$2,110/mo
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$69,334/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,291
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,265
−HK$987/mo
Today · 4.125%
HK$38,252
baseline
▲ 0.50% · 4.625%
HK$40,268
+HK$2,016/mo
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$76,504/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,437 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).