▼ 0.50% · 3.625%
HK$22,760
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,468
−HK$719/mo
Today · 4.125%
HK$24,187
baseline
▲ 0.50% · 4.625%
HK$25,659
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,374/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,320
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,999
−HK$689/mo
Today · 4.125%
HK$26,688
baseline
▲ 0.50% · 4.625%
HK$28,095
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,376/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,036
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,815
−HK$791/mo
Today · 4.125%
HK$26,606
baseline
▲ 0.50% · 4.625%
HK$28,225
+HK$1,619/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,212/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,852
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,599
−HK$758/mo
Today · 4.125%
HK$29,357
baseline
▲ 0.50% · 4.625%
HK$30,904
+HK$1,547/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,714/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,312
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,161
−HK$864/mo
Today · 4.125%
HK$29,025
baseline
▲ 0.50% · 4.625%
HK$30,791
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,050/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,384
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,199
−HK$827/mo
Today · 4.125%
HK$32,026
baseline
▲ 0.50% · 4.625%
HK$33,714
+HK$1,688/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,052/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,588
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,508
−HK$935/mo
Today · 4.125%
HK$31,443
baseline
▲ 0.50% · 4.625%
HK$33,357
+HK$1,914/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,886/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,916
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,799
−HK$896/mo
Today · 4.125%
HK$34,695
baseline
▲ 0.50% · 4.625%
HK$36,523
+HK$1,828/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,390/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,864
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,855
−HK$1,007/mo
Today · 4.125%
HK$33,862
baseline
▲ 0.50% · 4.625%
HK$35,922
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,724/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,448
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,399
−HK$964/mo
Today · 4.125%
HK$37,363
baseline
▲ 0.50% · 4.625%
HK$39,333
+HK$1,970/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,726/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,140
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,202
−HK$1,079/mo
Today · 4.125%
HK$36,281
baseline
▲ 0.50% · 4.625%
HK$38,488
+HK$2,207/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,562/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,980
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,999
−HK$1,033/mo
Today · 4.125%
HK$40,032
baseline
▲ 0.50% · 4.625%
HK$42,142
+HK$2,110/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,064/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,416
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,549
−HK$1,150/mo
Today · 4.125%
HK$38,699
baseline
▲ 0.50% · 4.625%
HK$41,054
+HK$2,355/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,398/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,512
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,599
−HK$1,102/mo
Today · 4.125%
HK$42,701
baseline
▲ 0.50% · 4.625%
HK$44,952
+HK$2,251/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,402/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,692
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,895
−HK$1,223/mo
Today · 4.125%
HK$41,118
baseline
▲ 0.50% · 4.625%
HK$43,620
+HK$2,502/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,236/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,044
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,199
−HK$1,171/mo
Today · 4.125%
HK$45,370
baseline
▲ 0.50% · 4.625%
HK$47,761
+HK$2,391/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,740/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,968
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,242
−HK$1,295/mo
Today · 4.125%
HK$43,537
baseline
▲ 0.50% · 4.625%
HK$46,186
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,074/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,576
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,799
−HK$1,240/mo
Today · 4.125%
HK$48,039
baseline
▲ 0.50% · 4.625%
HK$50,571
+HK$2,532/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,078/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,129 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).