▼ 0.50% · 3.625%
HK$19,697
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,309
−HK$623/mo
Today · 4.125%
HK$20,932
baseline
▲ 0.50% · 4.625%
HK$22,206
+HK$1,274/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,864/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,912
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,500
−HK$596/mo
Today · 4.125%
HK$23,096
baseline
▲ 0.50% · 4.625%
HK$24,314
+HK$1,218/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,192/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,666
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,340
−HK$685/mo
Today · 4.125%
HK$23,025
baseline
▲ 0.50% · 4.625%
HK$24,426
+HK$1,401/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,050/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,104
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,750
−HK$656/mo
Today · 4.125%
HK$25,406
baseline
▲ 0.50% · 4.625%
HK$26,745
+HK$1,339/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,812/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,636
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,371
−HK$747/mo
Today · 4.125%
HK$25,118
baseline
▲ 0.50% · 4.625%
HK$26,647
+HK$1,529/mo
Deposit HK$3.46M · loan HK$5.18M · min. income ≈ HK$50,236/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,295
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,000
−HK$716/mo
Today · 4.125%
HK$27,716
baseline
▲ 0.50% · 4.625%
HK$29,177
+HK$1,461/mo
Deposit HK$3.46M · loan HK$5.18M · min. income ≈ HK$55,432/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,606
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,402
−HK$810/mo
Today · 4.125%
HK$27,212
baseline
▲ 0.50% · 4.625%
HK$28,867
+HK$1,655/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,424/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,486
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,250
−HK$775/mo
Today · 4.125%
HK$30,025
baseline
▲ 0.50% · 4.625%
HK$31,608
+HK$1,583/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,050/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,576
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,433
−HK$872/mo
Today · 4.125%
HK$29,305
baseline
▲ 0.50% · 4.625%
HK$31,088
+HK$1,783/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,610/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,677
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,500
−HK$835/mo
Today · 4.125%
HK$32,335
baseline
▲ 0.50% · 4.625%
HK$34,039
+HK$1,704/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,670/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,545
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,464
−HK$934/mo
Today · 4.125%
HK$31,398
baseline
▲ 0.50% · 4.625%
HK$33,308
+HK$1,910/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,796/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,869
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,750
−HK$895/mo
Today · 4.125%
HK$34,645
baseline
▲ 0.50% · 4.625%
HK$36,471
+HK$1,826/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,290/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,515
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,495
−HK$996/mo
Today · 4.125%
HK$33,491
baseline
▲ 0.50% · 4.625%
HK$35,529
+HK$2,038/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,982/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,060
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,000
−HK$954/mo
Today · 4.125%
HK$36,954
baseline
▲ 0.50% · 4.625%
HK$38,902
+HK$1,948/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,908/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,485
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,526
−HK$1,058/mo
Today · 4.125%
HK$35,584
baseline
▲ 0.50% · 4.625%
HK$37,750
+HK$2,166/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$71,168/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,251
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,250
−HK$1,014/mo
Today · 4.125%
HK$39,264
baseline
▲ 0.50% · 4.625%
HK$41,333
+HK$2,069/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$78,528/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,454
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,557
−HK$1,121/mo
Today · 4.125%
HK$37,678
baseline
▲ 0.50% · 4.625%
HK$39,970
+HK$2,292/mo
Deposit HK$864K · loan HK$7.77M · min. income ≈ HK$75,356/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,442
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,500
−HK$1,073/mo
Today · 4.125%
HK$41,573
baseline
▲ 0.50% · 4.625%
HK$43,765
+HK$2,192/mo
Deposit HK$864K · loan HK$7.77M · min. income ≈ HK$83,146/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,140 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).