▼ 0.50% · 3.625%
HK$17,868
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,423
−HK$565/mo
Today · 4.125%
HK$18,988
baseline
▲ 0.50% · 4.625%
HK$20,143
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,976/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,877
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,411
−HK$540/mo
Today · 4.125%
HK$20,951
baseline
▲ 0.50% · 4.625%
HK$22,056
+HK$1,105/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,902/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,654
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,266
−HK$621/mo
Today · 4.125%
HK$20,887
baseline
▲ 0.50% · 4.625%
HK$22,158
+HK$1,271/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$41,774/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,865
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,452
−HK$595/mo
Today · 4.125%
HK$23,047
baseline
▲ 0.50% · 4.625%
HK$24,261
+HK$1,214/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$46,094/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,441
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,108
−HK$678/mo
Today · 4.125%
HK$22,786
baseline
▲ 0.50% · 4.625%
HK$24,172
+HK$1,386/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,572/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,853
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,493
−HK$649/mo
Today · 4.125%
HK$25,142
baseline
▲ 0.50% · 4.625%
HK$26,467
+HK$1,325/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,284/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,228
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,950
−HK$734/mo
Today · 4.125%
HK$24,684
baseline
▲ 0.50% · 4.625%
HK$26,186
+HK$1,502/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,368/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,841
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,534
−HK$703/mo
Today · 4.125%
HK$27,237
baseline
▲ 0.50% · 4.625%
HK$28,673
+HK$1,436/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,474/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,015
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,793
−HK$790/mo
Today · 4.125%
HK$26,583
baseline
▲ 0.50% · 4.625%
HK$28,201
+HK$1,618/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$53,166/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,828
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,575
−HK$757/mo
Today · 4.125%
HK$29,332
baseline
▲ 0.50% · 4.625%
HK$30,878
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$58,664/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,801
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,635
−HK$847/mo
Today · 4.125%
HK$28,482
baseline
▲ 0.50% · 4.625%
HK$30,215
+HK$1,733/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$56,964/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,816
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,616
−HK$811/mo
Today · 4.125%
HK$31,427
baseline
▲ 0.50% · 4.625%
HK$33,084
+HK$1,657/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$62,854/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,588
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,477
−HK$904/mo
Today · 4.125%
HK$30,381
baseline
▲ 0.50% · 4.625%
HK$32,229
+HK$1,848/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,762/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,804
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,657
−HK$865/mo
Today · 4.125%
HK$33,522
baseline
▲ 0.50% · 4.625%
HK$35,289
+HK$1,767/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,044/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,375
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,320
−HK$960/mo
Today · 4.125%
HK$32,280
baseline
▲ 0.50% · 4.625%
HK$34,244
+HK$1,964/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$64,560/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,792
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,698
−HK$919/mo
Today · 4.125%
HK$35,617
baseline
▲ 0.50% · 4.625%
HK$37,495
+HK$1,878/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$71,234/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,162
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,162
−HK$1,016/mo
Today · 4.125%
HK$34,178
baseline
▲ 0.50% · 4.625%
HK$36,258
+HK$2,080/mo
Deposit HK$784K · loan HK$7.05M · min. income ≈ HK$68,356/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,779
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,739
−HK$974/mo
Today · 4.125%
HK$37,713
baseline
▲ 0.50% · 4.625%
HK$39,700
+HK$1,987/mo
Deposit HK$784K · loan HK$7.05M · min. income ≈ HK$75,426/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,074 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).