▼ 0.50% · 3.625%
HK$21,137
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,794
−HK$668/mo
Today · 4.125%
HK$22,462
baseline
▲ 0.50% · 4.625%
HK$23,829
+HK$1,367/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,924/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,515
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,145
−HK$640/mo
Today · 4.125%
HK$24,785
baseline
▲ 0.50% · 4.625%
HK$26,092
+HK$1,307/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,570/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,251
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,974
−HK$735/mo
Today · 4.125%
HK$24,709
baseline
▲ 0.50% · 4.625%
HK$26,212
+HK$1,503/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,418/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,866
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,560
−HK$704/mo
Today · 4.125%
HK$27,264
baseline
▲ 0.50% · 4.625%
HK$28,701
+HK$1,437/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,528/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,364
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,153
−HK$802/mo
Today · 4.125%
HK$26,955
baseline
▲ 0.50% · 4.625%
HK$28,595
+HK$1,640/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,910/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,218
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,974
−HK$768/mo
Today · 4.125%
HK$29,742
baseline
▲ 0.50% · 4.625%
HK$31,310
+HK$1,568/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,484/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,478
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,333
−HK$868/mo
Today · 4.125%
HK$29,201
baseline
▲ 0.50% · 4.625%
HK$30,978
+HK$1,777/mo
Deposit HK$3.24M · loan HK$6.03M · min. income ≈ HK$58,402/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,569
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,389
−HK$832/mo
Today · 4.125%
HK$32,221
baseline
▲ 0.50% · 4.625%
HK$33,919
+HK$1,698/mo
Deposit HK$3.24M · loan HK$6.03M · min. income ≈ HK$64,442/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,592
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,512
−HK$935/mo
Today · 4.125%
HK$31,447
baseline
▲ 0.50% · 4.625%
HK$33,361
+HK$1,914/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,894/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,921
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,803
−HK$896/mo
Today · 4.125%
HK$34,699
baseline
▲ 0.50% · 4.625%
HK$36,528
+HK$1,829/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,398/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,705
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,692
−HK$1,002/mo
Today · 4.125%
HK$33,694
baseline
▲ 0.50% · 4.625%
HK$35,744
+HK$2,050/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,388/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,272
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,218
−HK$960/mo
Today · 4.125%
HK$37,178
baseline
▲ 0.50% · 4.625%
HK$39,137
+HK$1,959/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,356/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,819
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,871
−HK$1,069/mo
Today · 4.125%
HK$35,940
baseline
▲ 0.50% · 4.625%
HK$38,127
+HK$2,187/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$71,880/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,623
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,633
−HK$1,023/mo
Today · 4.125%
HK$39,656
baseline
▲ 0.50% · 4.625%
HK$41,747
+HK$2,091/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$79,312/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,933
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,051
−HK$1,135/mo
Today · 4.125%
HK$38,186
baseline
▲ 0.50% · 4.625%
HK$40,510
+HK$2,324/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,372/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,975
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,047
−HK$1,088/mo
Today · 4.125%
HK$42,135
baseline
▲ 0.50% · 4.625%
HK$44,356
+HK$2,221/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,270/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,047
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,230
−HK$1,202/mo
Today · 4.125%
HK$40,432
baseline
▲ 0.50% · 4.625%
HK$42,893
+HK$2,461/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,864/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,326
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,462
−HK$1,151/mo
Today · 4.125%
HK$44,613
baseline
▲ 0.50% · 4.625%
HK$46,965
+HK$2,352/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,226/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,957 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).