▼ 0.50% · 3.625%
HK$21,436
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,103
−HK$677/mo
Today · 4.125%
HK$22,780
baseline
▲ 0.50% · 4.625%
HK$24,166
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,560/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,847
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,487
−HK$649/mo
Today · 4.125%
HK$25,136
baseline
▲ 0.50% · 4.625%
HK$26,461
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,272/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,580
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,313
−HK$745/mo
Today · 4.125%
HK$25,058
baseline
▲ 0.50% · 4.625%
HK$26,583
+HK$1,525/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,116/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,232
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,936
−HK$713/mo
Today · 4.125%
HK$27,649
baseline
▲ 0.50% · 4.625%
HK$29,107
+HK$1,458/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,298/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,723
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,523
−HK$813/mo
Today · 4.125%
HK$27,336
baseline
▲ 0.50% · 4.625%
HK$29,000
+HK$1,664/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,672/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,617
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,384
−HK$779/mo
Today · 4.125%
HK$30,163
baseline
▲ 0.50% · 4.625%
HK$31,753
+HK$1,590/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,326/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,867
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,734
−HK$880/mo
Today · 4.125%
HK$29,614
baseline
▲ 0.50% · 4.625%
HK$31,416
+HK$1,802/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,228/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,002
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,833
−HK$844/mo
Today · 4.125%
HK$32,677
baseline
▲ 0.50% · 4.625%
HK$34,399
+HK$1,722/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,354/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,010
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,944
−HK$948/mo
Today · 4.125%
HK$31,892
baseline
▲ 0.50% · 4.625%
HK$33,833
+HK$1,941/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,784/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,386
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,282
−HK$908/mo
Today · 4.125%
HK$35,190
baseline
▲ 0.50% · 4.625%
HK$37,045
+HK$1,855/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,380/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,154
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,154
−HK$1,016/mo
Today · 4.125%
HK$34,170
baseline
▲ 0.50% · 4.625%
HK$36,250
+HK$2,080/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,340/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,771
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,730
−HK$974/mo
Today · 4.125%
HK$37,704
baseline
▲ 0.50% · 4.625%
HK$39,691
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,408/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,298
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,365
−HK$1,083/mo
Today · 4.125%
HK$36,448
baseline
▲ 0.50% · 4.625%
HK$38,666
+HK$2,218/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,896/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,156
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,179
−HK$1,038/mo
Today · 4.125%
HK$40,217
baseline
▲ 0.50% · 4.625%
HK$42,337
+HK$2,120/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,434/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,441
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,575
−HK$1,151/mo
Today · 4.125%
HK$38,726
baseline
▲ 0.50% · 4.625%
HK$41,083
+HK$2,357/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,452/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,541
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,628
−HK$1,103/mo
Today · 4.125%
HK$42,731
baseline
▲ 0.50% · 4.625%
HK$44,983
+HK$2,252/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,462/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,585
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,785
−HK$1,219/mo
Today · 4.125%
HK$41,004
baseline
▲ 0.50% · 4.625%
HK$43,500
+HK$2,496/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$82,008/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,925
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,077
−HK$1,167/mo
Today · 4.125%
HK$45,244
baseline
▲ 0.50% · 4.625%
HK$47,629
+HK$2,385/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,488/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,072 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).