▼ 0.50% · 3.625%
HK$20,884
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,534
−HK$660/mo
Today · 4.125%
HK$22,194
baseline
▲ 0.50% · 4.625%
HK$23,544
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,388/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,234
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,857
−HK$632/mo
Today · 4.125%
HK$24,489
baseline
▲ 0.50% · 4.625%
HK$25,780
+HK$1,291/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,978/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,973
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,687
−HK$726/mo
Today · 4.125%
HK$24,413
baseline
▲ 0.50% · 4.625%
HK$25,899
+HK$1,486/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,826/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,557
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,242
−HK$696/mo
Today · 4.125%
HK$26,938
baseline
▲ 0.50% · 4.625%
HK$28,358
+HK$1,420/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,876/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,061
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,841
−HK$792/mo
Today · 4.125%
HK$26,633
baseline
▲ 0.50% · 4.625%
HK$28,253
+HK$1,620/mo
Deposit HK$3.66M · loan HK$5.50M · min. income ≈ HK$53,266/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,880
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,628
−HK$759/mo
Today · 4.125%
HK$29,387
baseline
▲ 0.50% · 4.625%
HK$30,936
+HK$1,549/mo
Deposit HK$3.66M · loan HK$5.50M · min. income ≈ HK$58,774/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,150
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,994
−HK$858/mo
Today · 4.125%
HK$28,852
baseline
▲ 0.50% · 4.625%
HK$30,608
+HK$1,756/mo
Deposit HK$3.21M · loan HK$5.95M · min. income ≈ HK$57,704/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,204
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,014
−HK$822/mo
Today · 4.125%
HK$31,836
baseline
▲ 0.50% · 4.625%
HK$33,514
+HK$1,678/mo
Deposit HK$3.21M · loan HK$5.95M · min. income ≈ HK$63,672/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,238
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,148
−HK$924/mo
Today · 4.125%
HK$31,072
baseline
▲ 0.50% · 4.625%
HK$32,962
+HK$1,890/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,144/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,527
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,399
−HK$885/mo
Today · 4.125%
HK$34,284
baseline
▲ 0.50% · 4.625%
HK$36,092
+HK$1,808/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,568/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,327
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,301
−HK$990/mo
Today · 4.125%
HK$33,291
baseline
▲ 0.50% · 4.625%
HK$35,317
+HK$2,026/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,582/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,850
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,785
−HK$948/mo
Today · 4.125%
HK$36,733
baseline
▲ 0.50% · 4.625%
HK$38,670
+HK$1,937/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,466/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,415
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,454
−HK$1,056/mo
Today · 4.125%
HK$35,510
baseline
▲ 0.50% · 4.625%
HK$37,671
+HK$2,161/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,020/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,174
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,171
−HK$1,011/mo
Today · 4.125%
HK$39,182
baseline
▲ 0.50% · 4.625%
HK$41,248
+HK$2,066/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,364/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,503
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,608
−HK$1,122/mo
Today · 4.125%
HK$37,730
baseline
▲ 0.50% · 4.625%
HK$40,026
+HK$2,296/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,460/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,497
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,557
−HK$1,074/mo
Today · 4.125%
HK$41,631
baseline
▲ 0.50% · 4.625%
HK$43,826
+HK$2,195/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,262/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,592
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,761
−HK$1,188/mo
Today · 4.125%
HK$39,949
baseline
▲ 0.50% · 4.625%
HK$42,380
+HK$2,431/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$79,898/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,821
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,942
−HK$1,138/mo
Today · 4.125%
HK$44,080
baseline
▲ 0.50% · 4.625%
HK$46,404
+HK$2,324/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$88,160/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,879 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).