▼ 0.50% · 3.625%
HK$21,563
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,234
−HK$681/mo
Today · 4.125%
HK$22,915
baseline
▲ 0.50% · 4.625%
HK$24,309
+HK$1,394/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,830/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,988
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,632
−HK$652/mo
Today · 4.125%
HK$25,284
baseline
▲ 0.50% · 4.625%
HK$26,617
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,568/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,719
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,457
−HK$750/mo
Today · 4.125%
HK$25,207
baseline
▲ 0.50% · 4.625%
HK$26,740
+HK$1,533/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,414/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,387
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,095
−HK$718/mo
Today · 4.125%
HK$27,813
baseline
▲ 0.50% · 4.625%
HK$29,279
+HK$1,466/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,626/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,875
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,680
−HK$818/mo
Today · 4.125%
HK$27,498
baseline
▲ 0.50% · 4.625%
HK$29,171
+HK$1,673/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,996/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,786
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,558
−HK$783/mo
Today · 4.125%
HK$30,341
baseline
▲ 0.50% · 4.625%
HK$31,941
+HK$1,600/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,682/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,032
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,904
−HK$886/mo
Today · 4.125%
HK$29,790
baseline
▲ 0.50% · 4.625%
HK$31,602
+HK$1,812/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,580/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,185
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,021
−HK$849/mo
Today · 4.125%
HK$32,870
baseline
▲ 0.50% · 4.625%
HK$34,602
+HK$1,732/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,740/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,188
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,127
−HK$954/mo
Today · 4.125%
HK$32,081
baseline
▲ 0.50% · 4.625%
HK$34,033
+HK$1,952/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,162/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,584
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,485
−HK$913/mo
Today · 4.125%
HK$35,398
baseline
▲ 0.50% · 4.625%
HK$37,264
+HK$1,866/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,796/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,344
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,350
−HK$1,023/mo
Today · 4.125%
HK$34,373
baseline
▲ 0.50% · 4.625%
HK$36,464
+HK$2,091/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,746/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,983
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,948
−HK$979/mo
Today · 4.125%
HK$37,927
baseline
▲ 0.50% · 4.625%
HK$39,926
+HK$1,999/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,854/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,501
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,574
−HK$1,090/mo
Today · 4.125%
HK$36,664
baseline
▲ 0.50% · 4.625%
HK$38,895
+HK$2,231/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,328/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,382
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,411
−HK$1,044/mo
Today · 4.125%
HK$40,455
baseline
▲ 0.50% · 4.625%
HK$42,588
+HK$2,133/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,910/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,657
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,797
−HK$1,159/mo
Today · 4.125%
HK$38,956
baseline
▲ 0.50% · 4.625%
HK$41,326
+HK$2,370/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,912/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,780
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,874
−HK$1,110/mo
Today · 4.125%
HK$42,984
baseline
▲ 0.50% · 4.625%
HK$45,249
+HK$2,265/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$85,968/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,813
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,020
−HK$1,227/mo
Today · 4.125%
HK$41,247
baseline
▲ 0.50% · 4.625%
HK$43,757
+HK$2,510/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$82,494/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,179
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,337
−HK$1,175/mo
Today · 4.125%
HK$45,512
baseline
▲ 0.50% · 4.625%
HK$47,911
+HK$2,399/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$91,024/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,633 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).