▼ 0.50% · 3.625%
HK$17,929
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,487
−HK$567/mo
Today · 4.125%
HK$19,054
baseline
▲ 0.50% · 4.625%
HK$20,213
+HK$1,159/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,108/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,946
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,481
−HK$543/mo
Today · 4.125%
HK$21,024
baseline
▲ 0.50% · 4.625%
HK$22,132
+HK$1,108/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,048/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,722
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,336
−HK$623/mo
Today · 4.125%
HK$20,959
baseline
▲ 0.50% · 4.625%
HK$22,234
+HK$1,275/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$41,918/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,941
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,529
−HK$597/mo
Today · 4.125%
HK$23,126
baseline
▲ 0.50% · 4.625%
HK$24,345
+HK$1,219/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$46,252/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,515
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,184
−HK$680/mo
Today · 4.125%
HK$22,864
baseline
▲ 0.50% · 4.625%
HK$24,255
+HK$1,391/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,728/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,935
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,577
−HK$651/mo
Today · 4.125%
HK$25,228
baseline
▲ 0.50% · 4.625%
HK$26,558
+HK$1,330/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,456/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,308
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,033
−HK$737/mo
Today · 4.125%
HK$24,770
baseline
▲ 0.50% · 4.625%
HK$26,277
+HK$1,507/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,540/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,930
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,625
−HK$706/mo
Today · 4.125%
HK$27,331
baseline
▲ 0.50% · 4.625%
HK$28,771
+HK$1,440/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,662/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,101
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,882
−HK$793/mo
Today · 4.125%
HK$26,675
baseline
▲ 0.50% · 4.625%
HK$28,298
+HK$1,623/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,350/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,924
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,673
−HK$760/mo
Today · 4.125%
HK$29,433
baseline
▲ 0.50% · 4.625%
HK$30,985
+HK$1,552/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,866/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,894
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,730
−HK$850/mo
Today · 4.125%
HK$28,580
baseline
▲ 0.50% · 4.625%
HK$30,319
+HK$1,739/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,160/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,919
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,721
−HK$814/mo
Today · 4.125%
HK$31,535
baseline
▲ 0.50% · 4.625%
HK$33,198
+HK$1,663/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,070/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,687
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,579
−HK$907/mo
Today · 4.125%
HK$30,486
baseline
▲ 0.50% · 4.625%
HK$32,341
+HK$1,855/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,972/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,914
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,770
−HK$868/mo
Today · 4.125%
HK$33,638
baseline
▲ 0.50% · 4.625%
HK$35,411
+HK$1,773/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,276/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,480
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,428
−HK$963/mo
Today · 4.125%
HK$32,391
baseline
▲ 0.50% · 4.625%
HK$34,362
+HK$1,971/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$64,782/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,908
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,818
−HK$922/mo
Today · 4.125%
HK$35,740
baseline
▲ 0.50% · 4.625%
HK$37,624
+HK$1,884/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$71,480/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,273
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,276
−HK$1,020/mo
Today · 4.125%
HK$34,296
baseline
▲ 0.50% · 4.625%
HK$36,383
+HK$2,087/mo
Deposit HK$786K · loan HK$7.08M · min. income ≈ HK$68,592/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,903
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,866
−HK$977/mo
Today · 4.125%
HK$37,843
baseline
▲ 0.50% · 4.625%
HK$39,837
+HK$1,994/mo
Deposit HK$786K · loan HK$7.08M · min. income ≈ HK$75,686/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,884 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).